Can I go back on LTD if I am unsuccessful in returning to work?

Should I take a payout from the insurance company if I am likely to be off of work for more than 2 years?

What should I do if my insurer has cut me off because they think I can try harder to deal with my disability?

Assuming that their first priority is you

Assuming that your insurer will take what your doctor is saying at face value

Assuming that once you are approved for LTD there is nothing to be concerned about going forward

Assuming that your insurance company is always right

Assuming that you are powerless against the insurance company

Should I appeal the insurance company’s denial?

Do I have to see a different doctor if my insurance adjuster is telling me to?

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, joins co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

On This Episode

Chapter 1:

Can I go back on LTD if I am unsuccessful in returning to work?

I have been on LTD since breaking my neck in a serious injury and suffered from brain damage.  I was offered a position with my employer that is supposed to accommodate my injury.  I am worried that I won’t be able to do the job because of my injuries.  Can I go back on LTD if I am unsuccessful in my new position?

 

Chapter 2:

Should I take a payout from the insurance company if I am likely to be off of work for more than 2 years?

My husband was diagnosed with non-small cell lung cancer.  We received short-term disability and LTD.  Recently we found that his cancer had spread.  The insurance company called us to get an update on his condition and offered us a payout up to a certain date, at which point they would cut us off.  What should we do?

 

Chapter 3:

What should I do if my insurer has cut me off because they think I can try harder to deal with my disability?

We received an email from a 57-year-old who was cut off form LTD stating “you need to learn how to deal with your disability.”

 

Chapter 4:

The Top 5 Mistakes Individuals Make When Dealing with Long-Term Disability Insurance
Assuming that their first priority is you
Assuming that your insurer will take what your doctor is saying at face value
Assuming that once you are approved for LTD there is nothing to be concerned about going forward
Assuming that your insurance company is always right
Assuming that you are powerless against the insurance company

 

Chapter 5:

Should I appeal the insurance company’s denial?

My wife has an alcohol addiction and cannot work because of it.  She applied for LTD because of this and was denied, her therapist thinks she won’t be able to go to work for a long time.  Should we appeal the decision?

Chapter 6:

Do I have to see a different doctor if my insurance adjuster is telling me to?

My son was attacked outside his home last year and was traumatized by the incident.  He was working as a sales executive making good money but hasn’t been back to work since.  His LTD adjuster keeps asking him to see their psychologist, but it seems like this doctor is only making him worse.  Does he have to continue to see this doctor?

 Denied Long Term Disability? We Can Help.

Discover your rights when your Long Term Disability Claim is denied. Find out more here.

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email Help@EmploymentLawyer.ca or fill out a contact form to get help now.

 

Discover your rights and the TRUTH about long term disability and personal injury. <a href="http://www.stlawyers.ca/sivan-tumarkin">Sivan Tumarkin</a> and <a href="http://www.stlawyers.ca/james-fireman">James K. Fireman</a>, Disability Lawyers and Partners at Samfiru Tumarkin LLP, joins co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.
On This Episode
Chapter 1:
Can I go back on LTD if I am unsuccessful in returning to work?
I have been on LTD since breaking my neck in a serious injury and suffered from brain damage.&nbsp; I was offered a position with my employer that is supposed to accommodate my injury.&nbsp; I am worried that I won&rsquo;t be able to do the job because of my injuries.&nbsp; Can I go back on LTD if I am unsuccessful in my new position?
&nbsp;
Chapter 2:
Should I take a payout from the insurance company if I am likely to be off of work for more than 2 years?
My husband was diagnosed with non-small cell lung cancer.&nbsp; We received short-term disability and LTD.&nbsp; Recently we found that his cancer had spread.&nbsp; The insurance company called us to get an update on his condition and offered us a payout up to a certain date, at which point they would cut us off.&nbsp; What should we do?
&nbsp;
Chapter 3:
What should I do if my insurer has cut me off because they think I can try harder to deal with my disability?
We received an email from a 57-year-old who was cut off form LTD stating &ldquo;you need to learn how to deal with your disability.&rdquo;
&nbsp;
Chapter 4:
The Top 5 Mistakes Individuals Make When Dealing with Long-Term Disability Insurance
<ul>
<li> Assuming that their first priority is you</li>
<li> Assuming that your insurer will take what your doctor is saying at face value</li>
<li> Assuming that once you are approved for LTD there is nothing to be concerned about going forward</li>
<li> Assuming that your insurance company is always right</li>
<li> Assuming that you are powerless against the insurance company</li>
</ul>
&nbsp;
Chapter 5:
Should I appeal the insurance company&rsquo;s denial?
My wife has an alcohol addiction and cannot work because of it.&nbsp; She applied for LTD because of this and was denied, her therapist thinks she won&rsquo;t be able to go to work for a long time.&nbsp; Should we appeal the decision?
Chapter 6:
Do I have to see a different doctor if my insurance adjuster is telling me to?
My son was attacked outside his home last year and was traumatized by the incident.&nbsp; He was working as a sales executive making good money but hasn&rsquo;t been back to work since.&nbsp; His LTD adjuster keeps asking him to see their psychologist, but it seems like this doctor is only making him worse.&nbsp; Does he have to continue to see this doctor?
<hr>
&nbsp;Denied Long Term Disability? We Can Help.
Discover your rights when your Long Term Disability Claim is denied. <a href="https://www.stlawyers.ca/disability-law/">Find out more here</a>.
Experiencing an Employment Issue?
Before you call a lawyer, use the <a href="https://www.stlawyers.ca/pocket-employment-lawyer/">Pocket Employment Lawyer</a> to find out if you might have a case.
Use <a href="https://www.severancepaycalculator.com">The Severance Pay Calculator</a> to find out how much severance pay you may be owed upon termination.
Call <a href="tel:1-855-821-5900">1-855-821-5900</a>, email <a href="mailto:Help@EmploymentLawyer.ca">Help@EmploymentLawyer.ca</a>&nbsp;or fill out a <a href="https://stg.samfiru.drivedigitaldev.com/contact-us/">contact form</a> to get help now.
&nbsp;

Discover your workplace rights, and let Employment Lawyer Lior Samfiru fight for them.

A co-founding partner at Samfiru Tumarkin LLP, Lior has unmatched experience at various courts and tribunals in Canada, where he has defended countless clients in matters concerning severance pay, wrongful dismissal, constructive dismissal, human rights, sexual harassment, breach of contract, and much more. He also manages the firm's Toronto employment lawyers, Vancouver employment lawyers, Ottawa employment lawyers, and Calgary employment lawyers.

Lior frequently hosts the Employment Law Show, where he educates both employees and employers on their employment rights, according to Employment Standards in Ontario, British Columbia and Alberta, and common law throughout Canada. The show airs on the following radio and TV stations:
Global TV
CTV Toronto
CTV Ottawa
Global News Radio 640 Toronto
Global News Radio 980 CKNW in Vancouver
Newstalk 580 CFRA in Ottawa
Global News Radio 900 CHML in Hamilton
Global News Radio 980 CFPL in London

He also created the Severance Pay Calculator to allow employees in Ontario, British Columbia and Alberta determine how much severance pay they are owed when they are terminated from their job.

Experiencing a workplace issue? Not sure if you need legal assistance? BEFORE you call an employment lawyer, use the Pocket Employment Lawyer. Answer a few quick questions at PocketEmploymentLawyer.ca and you will learn what your legal options are and how to enforce your rights.

Discover your workplace rights, and let Employment Lawyer <a href="https://stlawyers.ca/team/lior-samfiru/">Lior Samfiru</a> fight for them.
A co-founding partner at Samfiru Tumarkin LLP, Lior has unmatched experience at various courts and tribunals in Canada, where he has defended countless clients in matters concerning <a href="https://stlawyers.ca/law-essentials/severance-pay/">severance pay</a>, <a href="https://stlawyers.ca/law-essentials/wrongful-dismissal/">wrongful dismissal</a>, <a href="https://stlawyers.ca/law-essentials/constructive-dismissal/">constructive dismissal</a>, <a href="https://stlawyers.ca/law-essentials/harassment-discrimination/">human rights</a>, sexual harassment, breach of contract, and much more. He also manages the firm's <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto employment lawyers</a>, <a href="https://stlawyers.ca/vancouver-employment-lawyers/">Vancouver employment lawyers</a>, <a href="https://stlawyers.ca/ottawa-employment-lawyers/">Ottawa employment lawyers</a>, and <a href="https://stlawyers.ca/calgary-employment-lawyers/">Calgary employment lawyers</a>.
Lior frequently hosts the <a href="https://stlawyers.ca/employment-law-show/">Employment Law Show</a>, where he educates both employees and employers on their employment rights, according to Employment Standards in Ontario, British Columbia and Alberta, and common law throughout Canada. The show airs on the following radio and TV stations:
<ul>
<li>Global TV</li>
<li>CTV Toronto</li>
<li>CTV Ottawa</li>
<li>Global News Radio 640 Toronto</li>
<li>Global News Radio 980 CKNW in Vancouver</li>
<li>Newstalk 580 CFRA in Ottawa</li>
<li>Global News Radio 900 CHML in Hamilton</li>
<li>Global News Radio 980 CFPL in London</li>
</ul>
He also created the <a href="https://www.severancepaycalculator.com/">Severance Pay Calculator</a> to allow employees in Ontario, British Columbia and Alberta determine how much severance pay they are owed when they are terminated from their job.
Experiencing a workplace issue? Not sure if you need legal assistance? BEFORE you call an employment lawyer, use the <a href="https://stlawyers.ca/pocket-employment-lawyer/">Pocket Employment Lawyer</a>. Answer a few quick questions at PocketEmploymentLawyer.ca and you will learn what your legal options are and how to enforce your rights.

Lior Samfiru - Samfiru Tumarkin LLP

Advice you need. Compensation You Deserve.

Whether you are an employee facing a wrongful dismissal or an employer who needs the support of a knowledgeable advocate, have been denied or cut off a long-term disability claim, or have a conflict with an insurance company, the experienced legal team at Samfiru Tumarkin LLP provides practical and cost-effective solutions, backed up by years of proven results and countless testimonials. Our offices are located in Toronto, Ottawa, Vancouver and Calgary, where we serve residents in Ontario, British Columbia and Alberta. Samfiru Tumarkin LLP is the only employment law firm in Canada with a TV show and live weekday radio program dedicated to answering your questions about your workplace rights.

Advice you need. Compensation You Deserve.
Whether you are an employee facing a <a href="https://stlawyers.ca/law-essentials/wrongful-dismissal/">wrongful dismissal</a> or an employer who needs the support of a knowledgeable advocate, have been <a href="https://stlawyers.ca/law-essentials/long-term-disability-claims/">denied or cut off a long-term disability claim</a>, or have a conflict with an insurance company, the experienced legal team at Samfiru Tumarkin LLP provides practical and cost-effective solutions, backed up by years of proven results and countless testimonials. Our offices are located in <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto</a>, <a href="https://stlawyers.ca/ottawa-employment-lawyers/">Ottawa</a>,&nbsp;<a href="https://stlawyers.ca/vancouver-employment-lawyers/">Vancouver</a> and <a href="https://stlawyers.ca/calgary-employment-lawyers/">Calgary</a>, where we serve residents in Ontario, British Columbia and Alberta. Samfiru Tumarkin LLP is the only employment law firm in Canada with a TV show and live weekday radio program dedicated to answering your questions about your workplace rights.

Advertisement