Is it better to let my company and insurance know I am not expected to return to work?

Some legal claim correspondence is conducted between lawyers and without a lot of client involvement.

Three reasons you should call Samfiru Tumarkin LLP before you appeal an LTD denial:

Can a severance package prevent a claim to disability?

Denied disability because I missed the deadline, what do I do?

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and Albert Klein, Disability Lawyers at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

In This Episode

Chapter 1: 


I have stage 4 cancer and ongoing IV treatments. It's stage 4 but current treatment could be 5 or more years survival. My doctor has advised that I don't return to work at this time. I've submitted my LTD forms, as my EI sick benefits run out shortly. It is better to say I'm not expecting to return to work or that I will be facing a re-assessment next year?


Insurance companies should be informed of medical advice from your doctor, being honest and open in communication very important.

Chapter 2: 

Week That Was

After initiating a claim, two weeks after, insurance lawyers reached out and offered to talk settlements and stated the claim shouldn't have been denied.

Chapter 3: 

Three reasons you should call Samfiru Tumarkin LLP before you appeal an LTD denial:

They will explain what an appeal actually is, as it's usually not what you think.
They will explain to you what you should do instead to ensure you are paid what you are owed.
They will explain what to do if you insist on seeking an appeal.

Chapter 4:

One of my good friends was recently let go from her job and she went to an employment lawyer. The lawyer negotiated a severance package and my friend signed it. When she tried to apply for disability because of depression and COVID-19, the insurance company said the paperwork she signed with her employer prevented her from claiming disability.  Is that true?

An employment lawyer who is not well versed in long-term disability could unfortunately get a client to sign paperwork that might bar them from claiming benefits.

Chapter 5:

My father had a severe stroke last year and became incapacitated. He is 59 years old. We only found out recently that he had a long term disability policy that he purchased privately and has been paying into for years. The insurer denied the application because they said that he applied too late but that’s because he is incapacitated and my brother and I just found out about his condition. Is there anything that can be done about this?

The insurance company is trying to rely on a technicality. If there was a reasonable explanation for the late application, the insurance company can't deny the claim.

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email Help@EmploymentLawyer.ca or fill out a contact form to get help now from a Toronto employment lawyer.

Denied Long Term Disability? We Can Help.

Discover your rights and the TRUTH about long term disability and personal injury. <a href="http://www.stlawyers.ca/sivan-tumarkin">Sivan Tumarkin</a> and <a href="https://stlawyers.ca/team/albert-klein/">Albert Klein</a>, Disability Lawyers at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.
In This Episode
Chapter 1: 
I have stage 4 cancer and ongoing IV treatments. It's stage 4 but current treatment could be 5 or more years survival. My doctor has advised that I don't return to work at this time. I've submitted my LTD forms, as my EI sick benefits run out shortly. It is better to say I'm not expecting to return to work or that I will be facing a re-assessment next year? 
Insurance companies should be informed of medical advice from your doctor, being honest and open in communication very important.
Chapter 2:&nbsp;
Week That Was
After initiating a claim, two weeks after, insurance lawyers reached out and offered to talk settlements and stated the claim shouldn't have been denied.
Chapter 3:&nbsp;
Three reasons you should call Samfiru Tumarkin LLP before you appeal an LTD denial: 
<ol>
<li>They will explain what an appeal actually is, as it's usually not what you think.</li>
<li>They will explain to you what you should do instead to ensure you are paid what you are owed.</li>
<li>They will explain what to do if you insist on seeking an appeal.</li>
</ol>
Chapter 4:
One of my good friends was recently let go from her job and she went to an employment lawyer. The lawyer negotiated a severance package and my friend signed it. When she tried to apply for disability because of depression and COVID-19, the insurance company said the paperwork she signed with her employer prevented her from claiming disability.&nbsp; Is that true?
An employment lawyer who is not well versed in long-term disability could unfortunately get a client to sign paperwork that might bar them from claiming benefits.
Chapter 5:
My father had a severe stroke last year and became incapacitated. He is 59 years old. We only found out recently that he had a long term disability policy that he purchased privately and has been paying into for years. The insurer denied the application because they said that he applied too late but that&rsquo;s because he is incapacitated and my brother and I just found out about his condition. Is there anything that can be done about this?
The insurance company is trying to rely on a technicality. If there was a reasonable explanation for the late application, the insurance company can't deny the claim.
<hr>
Experiencing an Employment Issue?
Before you call a lawyer, use the <a href="https://stlawyers.ca/pocket-employment-lawyer/">Pocket Employment Lawyer</a> to find out if you might have a case.
Use <a href="https://www.severancepaycalculator.com">The Severance Pay Calculator</a> to find out how much severance pay you may be owed upon termination.
Call <a href="tel:1-855-821-5900">1-855-821-5900</a>, email <a href="mailto:Help@EmploymentLawyer.ca">Help@EmploymentLawyer.ca</a>&nbsp;or fill out a <a href="https://stlawyers.ca/contact-us/">contact form</a> to get help now from a <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto employment lawyer</a>.
Denied Long Term Disability? We Can Help.

Discover your workplace rights, and let Employment Lawyer Lior Samfiru fight for them.

A co-founding partner at Samfiru Tumarkin LLP, Lior has unmatched experience at various courts and tribunals in Canada, where he has defended countless clients in matters concerning severance pay, wrongful dismissal, constructive dismissal, human rights, sexual harassment, breach of contract, and much more. He also manages the firm's Toronto employment lawyers, Vancouver employment lawyers, Ottawa employment lawyers, and Calgary employment lawyers.

Lior frequently hosts the Employment Law Show, where he educates both employees and employers on their employment rights, according to Employment Standards in Ontario, British Columbia and Alberta, and common law throughout Canada. The show airs on the following radio and TV stations:
Global TV
CTV Toronto
CTV Ottawa
Global News Radio 640 Toronto
Global News Radio 980 CKNW in Vancouver
Newstalk 580 CFRA in Ottawa
Global News Radio 900 CHML in Hamilton
Global News Radio 980 CFPL in London

He also created the Severance Pay Calculator to allow employees in Ontario, British Columbia and Alberta determine how much severance pay they are owed when they are terminated from their job.

Experiencing a workplace issue? Not sure if you need legal assistance? BEFORE you call an employment lawyer, use the Pocket Employment Lawyer. Answer a few quick questions at PocketEmploymentLawyer.ca and you will learn what your legal options are and how to enforce your rights.

Discover your workplace rights, and let Employment Lawyer <a href="https://stlawyers.ca/team/lior-samfiru/">Lior Samfiru</a> fight for them.
A co-founding partner at Samfiru Tumarkin LLP, Lior has unmatched experience at various courts and tribunals in Canada, where he has defended countless clients in matters concerning <a href="https://stlawyers.ca/law-essentials/severance-pay/">severance pay</a>, <a href="https://stlawyers.ca/law-essentials/wrongful-dismissal/">wrongful dismissal</a>, <a href="https://stlawyers.ca/law-essentials/constructive-dismissal/">constructive dismissal</a>, <a href="https://stlawyers.ca/law-essentials/harassment-discrimination/">human rights</a>, sexual harassment, breach of contract, and much more. He also manages the firm's <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto employment lawyers</a>, <a href="https://stlawyers.ca/vancouver-employment-lawyers/">Vancouver employment lawyers</a>, <a href="https://stlawyers.ca/ottawa-employment-lawyers/">Ottawa employment lawyers</a>, and <a href="https://stlawyers.ca/calgary-employment-lawyers/">Calgary employment lawyers</a>.
Lior frequently hosts the <a href="https://stlawyers.ca/employment-law-show/">Employment Law Show</a>, where he educates both employees and employers on their employment rights, according to Employment Standards in Ontario, British Columbia and Alberta, and common law throughout Canada. The show airs on the following radio and TV stations:
<ul>
<li>Global TV</li>
<li>CTV Toronto</li>
<li>CTV Ottawa</li>
<li>Global News Radio 640 Toronto</li>
<li>Global News Radio 980 CKNW in Vancouver</li>
<li>Newstalk 580 CFRA in Ottawa</li>
<li>Global News Radio 900 CHML in Hamilton</li>
<li>Global News Radio 980 CFPL in London</li>
</ul>
He also created the <a href="https://www.severancepaycalculator.com/">Severance Pay Calculator</a> to allow employees in Ontario, British Columbia and Alberta determine how much severance pay they are owed when they are terminated from their job.
Experiencing a workplace issue? Not sure if you need legal assistance? BEFORE you call an employment lawyer, use the <a href="https://stlawyers.ca/pocket-employment-lawyer/">Pocket Employment Lawyer</a>. Answer a few quick questions at PocketEmploymentLawyer.ca and you will learn what your legal options are and how to enforce your rights.

Lior Samfiru - Samfiru Tumarkin LLP

Advice you need. Compensation You Deserve.

Whether you are an employee facing a wrongful dismissal or an employer who needs the support of a knowledgeable advocate, have been denied or cut off a long-term disability claim, or have a conflict with an insurance company, the experienced legal team at Samfiru Tumarkin LLP provides practical and cost-effective solutions, backed up by years of proven results and countless testimonials. Our offices are located in Toronto, Ottawa, Vancouver and Calgary, where we serve residents in Ontario, British Columbia and Alberta. Samfiru Tumarkin LLP is the only employment law firm in Canada with a TV show and live weekday radio program dedicated to answering your questions about your workplace rights.

Advice you need. Compensation You Deserve.
Whether you are an employee facing a <a href="https://stlawyers.ca/law-essentials/wrongful-dismissal/">wrongful dismissal</a> or an employer who needs the support of a knowledgeable advocate, have been <a href="https://stlawyers.ca/law-essentials/long-term-disability-claims/">denied or cut off a long-term disability claim</a>, or have a conflict with an insurance company, the experienced legal team at Samfiru Tumarkin LLP provides practical and cost-effective solutions, backed up by years of proven results and countless testimonials. Our offices are located in <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto</a>, <a href="https://stlawyers.ca/ottawa-employment-lawyers/">Ottawa</a>,&nbsp;<a href="https://stlawyers.ca/vancouver-employment-lawyers/">Vancouver</a> and <a href="https://stlawyers.ca/calgary-employment-lawyers/">Calgary</a>, where we serve residents in Ontario, British Columbia and Alberta. Samfiru Tumarkin LLP is the only employment law firm in Canada with a TV show and live weekday radio program dedicated to answering your questions about your workplace rights.

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