What does the term "totally disabled" mean?

What can I do if my insurance company is denying my claim because I was fired?

Do you need a lawyer to appeal a long term disability denial?

Can you refuse to apply for CPP Disability?

After hiring a disability lawyer to help with a case, they are not returning calls and its been over a year. What are the next steps?

What is the process if you switch disability lawyers?

What can we do if a claim is denied due to insufficient medical documents?

What should you do if the insurer's psychiatrist advice conflicts with your own and there is the potential to lose your benefits?

Can I pursue legal action against a maintenance company for causing my accident and injury?

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, joins co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

In This Episode

Chapter 1:

What does it mean to be "totally disabled"? 

It refers to your ability to work. It does not refer to your ability to take care of yourself in daily life.

Chapter 2: 

What can I do if my insurance company is denying my claim because I was fired?

My employer fired me after I applied for LTD. Now my insurance company is denying my claim because I was fired.

Chapter 3:

Do you need a lawyer to appeal a long term disability denial?

Appeals are usually not successful and so appealing a denial is not recommended.

Chapter 4:

Can you refuse to apply for CPP Disability?

An insurance company will often ask you to apply for CPP. Can you refuse and if you do, what happens next?

Chapter 5:

After hiring a disability lawyer to help with a case, they are not returning calls, and its been over a year. What are the next steps?

My good friend was in a bad car accident 3 years ago. He hired a lawyer as he’d suffered a traumatic brain injury and couldn’t walk properly. Nothing seems to be happening with that case, which is a concern for me and his family. I have a question regarding his LTD. His payments were stopped last year, his lawyer said he would take care of that. The lawyer is not returning calls. 

Chapter 6:

What is the process if you switch disability lawyers?

Some costs are involved if you are switching lawyers. What is the process like if you switch lawyers, who pays the initial lawyer?

Chapter 7:

What can we do if a claim is denied due to insufficient medical documents?

My husband was injured in a hockey game and had surgery to his back. He was off work for 6 months. When he applied for LTD he was rejected because of insufficient medical documents. His doctors have said he will need to be off work for a long time to recover. His injuries are serious and he has a demanding work schedule as a truck driver.

Chapter 8: 

What should you do if the insurer's psychiatrist advice conflicts with your own and there is the potential to lose your benefits?

My daughter suffers from severe anxiety and panic attacks. She has always been high functioning despite her illness. As a bank executive, she made over $200k a year. Some personal issues occurred which exacerbated her condition and she so took medical leave 2yrs ago. A few months ago she was notified by insurance that she needs to see a psychiatrist chosen by the insurance company. The insurer’s psychiatrist said she could go back to work. My daughter's psychologist disagrees, but if she doesn’t return, the insurer says her benefits will stop. 

Chapter 9:

Can I pursue legal action against a maintenance company for causing my accident and injury?

Slipped on ice outside my friend’s building a few weeks ago and broke my ankle. I needed surgery and now have screws and can’t walk. I worked as a PSW for over 10 yrs and I’m afraid I won't be able to work full time. 

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email Help@EmploymentLawyer.ca or fill out a contact form to get help now from a Toronto employment lawyer.

Denied Long Term Disability? We Can Help.

Discover your rights when your Long Term Disability Claim is denied. Find out more here.

Discover your rights and the TRUTH about long term disability and personal injury. <a href="http://www.stlawyers.ca/sivan-tumarkin">Sivan Tumarkin</a> and <a href="http://www.stlawyers.ca/james-fireman">James K. Fireman</a>, Disability Lawyers and Partners at Samfiru Tumarkin LLP, joins co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.
In This Episode
Chapter 1: 
What does it mean to be "totally disabled"? 
It refers to your ability to work. It does not refer to your ability to take care of yourself in daily life.
Chapter 2: 
What can I do if my insurance company is denying my claim because I was fired?
My employer fired me after I applied for LTD. Now my insurance company is denying my claim because I was fired.
Chapter 3:
Do you need a lawyer to appeal a long term disability denial?
Appeals are usually not successful and so appealing a denial is not recommended.
Chapter 4:
Can you refuse to apply for CPP Disability?
An insurance company will often ask you to apply for CPP. Can you refuse and if you do, what happens next?
Chapter 5:
After hiring a disability lawyer to help with a case, they are not returning calls, and its been over a year. What are the next steps?
My good friend was in a bad car accident 3 years ago. He hired a lawyer as he&rsquo;d suffered a traumatic brain injury and couldn&rsquo;t walk properly. Nothing seems to be happening with that case, which is a concern for me and his family. I have a question regarding his LTD. His payments were stopped last year, his lawyer said he would take care of that. The lawyer is not returning calls. 
Chapter 6:
What is the process if you switch disability lawyers?
Some costs are involved if you are switching lawyers. What is the process like if you switch lawyers, who pays the initial lawyer?
Chapter 7:
What can we do if a claim is denied due to insufficient medical documents?
My husband was injured in a hockey game and had surgery to his back. He was off work for 6 months. When he applied for LTD he was rejected because of insufficient medical documents. His doctors have said he will need to be off work for a long time to recover. His injuries are serious and he has a demanding work schedule as a truck driver.
Chapter 8: 
What should you do if the insurer's psychiatrist advice conflicts with your own and there is the potential to lose your benefits?
My daughter suffers from severe anxiety and panic attacks. She has always been high functioning despite her illness. As a bank executive, she made over $200k a year. Some personal issues occurred which exacerbated her condition and she so took medical leave 2yrs ago. A few months ago she was notified by insurance that she needs to see a psychiatrist chosen by the insurance company. The insurer&rsquo;s psychiatrist said she could go back to work. My daughter's psychologist disagrees, but if she doesn&rsquo;t return, the insurer says her benefits will stop. 
Chapter 9:
Can I pursue legal action against a maintenance company for causing my accident and injury?
Slipped on ice outside my friend&rsquo;s building a few weeks ago and broke my ankle. I needed surgery and now have screws and can&rsquo;t walk. I worked as a PSW for over 10 yrs and I&rsquo;m afraid I won't be able to work full time. 
<hr>
Experiencing an Employment Issue?
Before you call a lawyer, use the <a href="https://stlawyers.ca/pocket-employment-lawyer/">Pocket Employment Lawyer</a> to find out if you might have a case.
Use <a href="https://www.severancepaycalculator.com">The Severance Pay Calculator</a> to find out how much severance pay you may be owed upon termination.
Call <a href="tel:1-855-821-5900">1-855-821-5900</a>, email <a href="mailto:Help@EmploymentLawyer.ca">Help@EmploymentLawyer.ca</a>&nbsp;or fill out a <a href="https://stlawyers.ca/contact-us/">contact form</a> to get help now from a <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto employment lawyer</a>.
Denied Long Term Disability? We Can Help.
Discover your rights when your Long Term Disability Claim is denied. <a href="https://stlawyers.ca/disability-law/">Find out more here</a>.

Discover your workplace rights, and let Employment Lawyer Lior Samfiru fight for them.

A co-founding partner at Samfiru Tumarkin LLP, Lior has unmatched experience at various courts and tribunals in Canada, where he has defended countless clients in matters concerning severance pay, wrongful dismissal, constructive dismissal, human rights, sexual harassment, breach of contract, and much more. He also manages the firm's Toronto employment lawyers, Vancouver employment lawyers, Ottawa employment lawyers, and Calgary employment lawyers.

Lior frequently hosts the Employment Law Show, where he educates both employees and employers on their employment rights, according to Employment Standards in Ontario, British Columbia and Alberta, and common law throughout Canada. The show airs on the following radio and TV stations:
Global TV
CTV Toronto
CTV Ottawa
Global News Radio 640 Toronto
Global News Radio 980 CKNW in Vancouver
Newstalk 580 CFRA in Ottawa
Global News Radio 900 CHML in Hamilton
Global News Radio 980 CFPL in London

He also created the Severance Pay Calculator to allow employees in Ontario, British Columbia and Alberta determine how much severance pay they are owed when they are terminated from their job.

Experiencing a workplace issue? Not sure if you need legal assistance? BEFORE you call an employment lawyer, use the Pocket Employment Lawyer. Answer a few quick questions at PocketEmploymentLawyer.ca and you will learn what your legal options are and how to enforce your rights.

Discover your workplace rights, and let Employment Lawyer <a href="https://stlawyers.ca/team/lior-samfiru/">Lior Samfiru</a> fight for them.
A co-founding partner at Samfiru Tumarkin LLP, Lior has unmatched experience at various courts and tribunals in Canada, where he has defended countless clients in matters concerning <a href="https://stlawyers.ca/law-essentials/severance-pay/">severance pay</a>, <a href="https://stlawyers.ca/law-essentials/wrongful-dismissal/">wrongful dismissal</a>, <a href="https://stlawyers.ca/law-essentials/constructive-dismissal/">constructive dismissal</a>, <a href="https://stlawyers.ca/law-essentials/harassment-discrimination/">human rights</a>, sexual harassment, breach of contract, and much more. He also manages the firm's <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto employment lawyers</a>, <a href="https://stlawyers.ca/vancouver-employment-lawyers/">Vancouver employment lawyers</a>, <a href="https://stlawyers.ca/ottawa-employment-lawyers/">Ottawa employment lawyers</a>, and <a href="https://stlawyers.ca/calgary-employment-lawyers/">Calgary employment lawyers</a>.
Lior frequently hosts the <a href="https://stlawyers.ca/employment-law-show/">Employment Law Show</a>, where he educates both employees and employers on their employment rights, according to Employment Standards in Ontario, British Columbia and Alberta, and common law throughout Canada. The show airs on the following radio and TV stations:
<ul>
<li>Global TV</li>
<li>CTV Toronto</li>
<li>CTV Ottawa</li>
<li>Global News Radio 640 Toronto</li>
<li>Global News Radio 980 CKNW in Vancouver</li>
<li>Newstalk 580 CFRA in Ottawa</li>
<li>Global News Radio 900 CHML in Hamilton</li>
<li>Global News Radio 980 CFPL in London</li>
</ul>
He also created the <a href="https://www.severancepaycalculator.com/">Severance Pay Calculator</a> to allow employees in Ontario, British Columbia and Alberta determine how much severance pay they are owed when they are terminated from their job.
Experiencing a workplace issue? Not sure if you need legal assistance? BEFORE you call an employment lawyer, use the <a href="https://stlawyers.ca/pocket-employment-lawyer/">Pocket Employment Lawyer</a>. Answer a few quick questions at PocketEmploymentLawyer.ca and you will learn what your legal options are and how to enforce your rights.

Lior Samfiru - Samfiru Tumarkin LLP

Advice you need. Compensation You Deserve.

Whether you are an employee facing a wrongful dismissal or an employer who needs the support of a knowledgeable advocate, have been denied or cut off a long-term disability claim, or have a conflict with an insurance company, the experienced legal team at Samfiru Tumarkin LLP provides practical and cost-effective solutions, backed up by years of proven results and countless testimonials. Our offices are located in Toronto, Ottawa, Vancouver and Calgary, where we serve residents in Ontario, British Columbia and Alberta. Samfiru Tumarkin LLP is the only employment law firm in Canada with a TV show and live weekday radio program dedicated to answering your questions about your workplace rights.

Advice you need. Compensation You Deserve.
Whether you are an employee facing a <a href="https://stlawyers.ca/law-essentials/wrongful-dismissal/">wrongful dismissal</a> or an employer who needs the support of a knowledgeable advocate, have been <a href="https://stlawyers.ca/law-essentials/long-term-disability-claims/">denied or cut off a long-term disability claim</a>, or have a conflict with an insurance company, the experienced legal team at Samfiru Tumarkin LLP provides practical and cost-effective solutions, backed up by years of proven results and countless testimonials. Our offices are located in <a href="https://stlawyers.ca/toronto-employment-lawyers/">Toronto</a>, <a href="https://stlawyers.ca/ottawa-employment-lawyers/">Ottawa</a>,&nbsp;<a href="https://stlawyers.ca/vancouver-employment-lawyers/">Vancouver</a> and <a href="https://stlawyers.ca/calgary-employment-lawyers/">Calgary</a>, where we serve residents in Ontario, British Columbia and Alberta. Samfiru Tumarkin LLP is the only employment law firm in Canada with a TV show and live weekday radio program dedicated to answering your questions about your workplace rights.

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