As South Africa grapples with rising financial stress, Employment Law experts at law firm, Cliffe Dekker Hofmeyr say the legal, psychological, and employment implications of over-indebtedness are increasingly impossible to ignore. Health experts have found that excessive debt has been linked to deteriorating mental health, impaired decision-making, and diminished functional capacity. The firm adds that these effects raise an interesting and important question for employment law. To find out to what extent can over-indebtedness constitute incapacity or serve as a mitigating factor in cases of employee misconduct, Bongiwe Zwane spoke to Malesela Letwaba, Associate in Employment Law at CDH