Having great benefits doesn’t automatically translate into a great retirement plan.

In this episode, Bryant Stone discusses why many federal employees assume their pension, Social Security, and TSP will take care of everything, and where that thinking can create costly blind spots. The conversation explores common retirement traps, including Social Security timing, life insurance costs, market exposure near retirement, and the importance of coordinating multiple income sources. He also explains the difference between “your financial world” and “the financial world,” highlighting why focusing on controllable decisions can help strengthen retirement planning and long-term financial confidence. Based on insights from The Informed Fed.

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