That million dollars in your retirement account might not be what you think it is. Using everything from Double Stuf Oreos to real-world retirement stories, Bryant Stone unpacks why many so‑called paper millionaires are caught off guard by taxes, RMDs, and Medicare surprises. The conversation dives into rising tax pressure, required minimum distributions, Social Security uncertainty, and why ignoring tax strategy can quietly erode retirement income. He also explores how coordination, asset allocation, and tools like annuities fit into a more complete retirement picture—without relying on quick, microwave‑minute advice.
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Why Retirement Might Cost More Than You Think
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