A 22-Step Plan, Retirement Spending, and Income for Later Life

Coach Pete and the Rock On Retirement team discuss the 22-Step Total Retirement Plan. The conversation considers projecting a desired lifestyle, estimating its cost, inflation, and test-driving retirement. The episode also explores Roth accounts, life insurance living benefits, and GPI planning. C…

Roth and Traditional Accounts, Asset Allocation, and Retirement Fees

Coach Pete and the Rock On Retirement team discuss workplace savings and the choice between Roth and traditional accounts. The conversation considers taxes and retirement income objectives. The episode also explores asset allocation, risk tolerance, and the financial-termite analogy. The team disc…

Workplace Savings, Roth Questions, and Financial Termites

Coach Pete and the team discuss workplace retirement accounts. The conversation considers Roth versus traditional contributions and arranging resources for retirement income. The episode also explores the financial-termite analogy. The team discusses fees and reviewing the details of an existing s…

Workplace Contributions, Roth Accounts, and Portfolio Balance

Coach Pete and the Rock On Retirement team discuss workplace savings and Roth versus traditional accounts. The conversation considers the tax questions behind contributions. The episode also explores retirement income, asset allocation, and risk tolerance. The team discusses hidden fees and the fi…

Retirement Timing, Staying Active and Roth Conversion Questions

Coach Pete and the Rock On Retirement team discuss different views of retirement timing and the role of income in later life. The conversation also considers keeping a sense of purpose and staying mentally and physically active. The episode examines Roth conversion questions and common retirement …

Financial Mirages, Roth Accounts and Insurance Reviews

The Rock On Retirement team discusses the difference between believing an income plan is in place and understanding what it actually provides. A financial mirage serves as an analogy for expectations that do not match resources. The episode also examines Roth accounts and life insurance reviews. T…

Retirement Decisions During the 2020 Downturn

The Rock On Retirement team discusses retirement timing during the early 2020 market downturn. They consider the choices faced by people whose employment or plans changed unexpectedly. The conversation also examines CARES Act retirement withdrawal provisions as discussed at the time. Roth conversi…

Roth Accounts, Retirement Income and Legacy Questions

The Rock On Retirement team discusses reviewing workplace savings and the tax considerations behind Roth accounts. They consider the tradeoffs involved in paying taxes before money enters an account. The conversation also explores annuities and planning for income in retirement. Questions about wh…

Workplace Saving, Roth Accounts, and Annuity Income Features

Coach Pete and the Rock On Retirement team discuss workplace retirement contributions. The conversation considers the difference between a current tax deduction and tax questions in later life. The episode also explores annuity income features and access to money. The team discusses remaining acco…

Year-End Contributions, Roth Questions, and Required Withdrawals

The Rock On Retirement team discusses reviewing workplace contributions near year-end. The conversation considers Roth accounts and taxes when retirement savings are used. The episode also explores required withdrawals as they were discussed in 2018. Coach Pete considers annuity features and the d…