What if everything you’ve been told about retirement spending is off the mark? This episode challenges the idea of relying on fixed percentages and explores why real retirement planning centers on lifestyle, not rules of thumb. Jimmy Lin explains why many retirees spend less than expected, the risks of underspending out of fear, and how a “retirement smile” can reshape spending over time. The conversation highlights common budgeting blind spots like healthcare costs and the importance of aligning your resources with your goals. It’s a look at what happens when planning shifts from generic formulas to a strategy built around how you actually want to live.

If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.

Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT

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What if everything you&rsquo;ve been told about retirement spending is off the mark? This episode challenges the idea of relying on fixed percentages and explores why real retirement planning centers on lifestyle, not rules of thumb. Jimmy Lin explains why many retirees spend less than expected, the risks of underspending out of fear, and how a &ldquo;retirement smile&rdquo; can reshape spending over time. The conversation highlights common budgeting blind spots like healthcare costs and the importance of aligning your resources with your goals. It&rsquo;s a look at what happens when planning shifts from generic formulas to a strategy built around how you actually want to live.
If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to&nbsp;<a href="rightpathwm.com">rightpathwm.com</a> and set up a meeting with Jimmy and the team or call 702-805-7000.
Hear Jimmy Lin on &ldquo;Right Path to Retirement Radio&rdquo; each Saturday at 12 noon on <a href="https://www.audacy.com/stations/kxnt">News and Talk Radio 840 KXNT</a>
<a href="https://www.facebook.com/RightPathWealthManagement">Facebook </a>&nbsp;
<a href="https://www.youtube.com/@rightpathtoretirement">YouTube</a>

Attention all high-rollers and penny savers: welcome to RightPath to Retire with Jimmy Lin! Created and hosted by RightPath Wealth Management’s president, founder, and financial advisor, Jimmy Lin, this podcast is your new resource for insightful, informative, and entertaining financial and retirement information that goes wherever you do!

On each episode, Jimmy will dive deep into hard-hitting retirement topics like income planning essentials, the ins and outs of asset allocation, what you need to know about Social Security, and more, to help a wider audience better understand their financial future. Your retirement is too important to gamble, and Jimmy’ s goal is to empower his listeners to make better educated decisions that he hopes will have a positive effect on their future.



Investment advisory products and services made available through Impact Partnership Wealth, LLC ("IPW"), a Registered Investment Adviser. 3580293-5/24

Attention all high-rollers and penny savers: welcome to RightPath to Retire with Jimmy Lin! Created and hosted by RightPath Wealth Management’s president, founder, and financial advisor, Jimmy Lin, this podcast is your new resource for insightful, informative, and entertaining financial and retirement information that goes wherever you do!
On each episode, Jimmy will dive deep into hard-hitting retirement topics like income planning essentials, the ins and outs of asset allocation, what you need to know about Social Security, and more, to help a wider audience better understand their financial future. Your retirement is too important to gamble, and Jimmy’ s goal is to empower his listeners to make better educated decisions that he hopes will have a positive effect on their future.
 
Investment advisory products and services made available through Impact Partnership Wealth, LLC ("IPW"), a Registered Investment Adviser. 3580293-5/24