Ever heard of spaving—spending more to “save” money? This episode explores how that mindset can quietly drain your retirement funds. From buy-one-get-one deals to DIY investing and overlooked tax strategies, we break down why short-term savings tactics often lead to long-term losses. You’ll also learn how hidden fees and poor planning can chip away at your nest egg and what steps can help safeguard your financial future in a volatile world.

If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.

Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT

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Ever heard of spaving&mdash;spending more to &ldquo;save&rdquo; money? This episode explores how that mindset can quietly drain your retirement funds. From buy-one-get-one deals to DIY investing and overlooked tax strategies, we break down why short-term savings tactics often lead to long-term losses. You&rsquo;ll also learn how hidden fees and poor planning can chip away at your nest egg and what steps can help safeguard your financial future in a volatile world.
If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to&nbsp;<a href="rightpathwm.com">rightpathwm.com</a> and set up a meeting with Jimmy and the team or call 702-805-7000.
Hear Jimmy Lin on &ldquo;Right Path to Retirement Radio&rdquo; each Saturday at 12 noon on <a href="https://www.audacy.com/stations/kxnt">News and Talk Radio 840 KXNT</a>
<a href="https://www.facebook.com/RightPathWealthManagement">Facebook </a>&nbsp;
<a href="https://www.youtube.com/@rightpathtoretirement">YouTube</a>

Attention all high-rollers and penny savers: welcome to RightPath to Retire with Jimmy Lin! Created and hosted by RightPath Wealth Management’s president, founder, and financial advisor, Jimmy Lin, this podcast is your new resource for insightful, informative, and entertaining financial and retirement information that goes wherever you do!

On each episode, Jimmy will dive deep into hard-hitting retirement topics like income planning essentials, the ins and outs of asset allocation, what you need to know about Social Security, and more, to help a wider audience better understand their financial future. Your retirement is too important to gamble, and Jimmy’ s goal is to empower his listeners to make better educated decisions that he hopes will have a positive effect on their future.



Investment advisory products and services made available through Impact Partnership Wealth, LLC ("IPW"), a Registered Investment Adviser. 3580293-5/24

Attention all high-rollers and penny savers: welcome to RightPath to Retire with Jimmy Lin! Created and hosted by RightPath Wealth Management’s president, founder, and financial advisor, Jimmy Lin, this podcast is your new resource for insightful, informative, and entertaining financial and retirement information that goes wherever you do!
On each episode, Jimmy will dive deep into hard-hitting retirement topics like income planning essentials, the ins and outs of asset allocation, what you need to know about Social Security, and more, to help a wider audience better understand their financial future. Your retirement is too important to gamble, and Jimmy’ s goal is to empower his listeners to make better educated decisions that he hopes will have a positive effect on their future.
 
Investment advisory products and services made available through Impact Partnership Wealth, LLC ("IPW"), a Registered Investment Adviser. 3580293-5/24

The Right Path to Retirement

Are You Spaving Your Way Out of Retirement? | The Hidden Costs That Could Wreck Your Nest Egg | Why DIY Investing Might Be Your Biggest Mistake |

Millions of Americans are retiring each year and scammers are waiting in the shadows. In this episode, Jimmy Lin breaks down the red flags every retiree should watch for, from unrealistic “guaranteed” returns to pressure‑filled sales tactics and misleading social‑media ads. He explains how today’s retirement scams have evolved, why life‑insurance pitches aren’t always what they seem, and how to vet financial advice before making big decisions. Jimmy also gets candid about the misconceptions surrounding annuities and how modern income annuities offer far more flexibility than their outdated reputation suggests.

If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.

Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT

Facebook  

YouTube

Millions of Americans are retiring each year and scammers are waiting in the shadows. In this episode, Jimmy Lin breaks down the red flags every retiree should watch for, from unrealistic &ldquo;guaranteed&rdquo; returns to pressure‑filled sales tactics and misleading social‑media ads. He explains how today&rsquo;s retirement scams have evolved, why life‑insurance pitches aren&rsquo;t always what they seem, and how to vet financial advice before making big decisions. Jimmy also gets candid about the misconceptions surrounding annuities and how modern income annuities offer far more flexibility than their outdated reputation suggests.
If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to <a href="rightpathwm.com">rightpathwm.com</a> and set up a meeting with Jimmy and the team or call 702-805-7000.
Hear Jimmy Lin on &ldquo;Right Path to Retirement Radio&rdquo; each Saturday at 12 noon on <a href="https://www.audacy.com/stations/kxnt">News and Talk Radio 840 KXNT</a>
<a href="https://www.facebook.com/RightPathWealthManagement">Facebook </a>&nbsp;
<a href="https://www.youtube.com/@rightpathtoretirement">YouTube</a>

The Retirement Trap: Red Flags Most People Miss

When the classic 60/40 portfolio stumbles, what do you do next? In this episode, Jimmy Lin breaks down why inflation and rising rates are shaking up long‑trusted retirement strategies and what smarter alternatives today’s retirees are leaning on. From fixed indexed annuities to income‑planning tools that protect against unexpected job loss or health setbacks, Jimmy explains how to build stability when markets and careers feel less predictable. He also reveals how proactive scenario planning can safeguard your lifestyle long before retirement begins.

If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.

Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT

Facebook  

YouTube

When the classic 60/40 portfolio stumbles, what do you do next? In this episode, Jimmy Lin breaks down why inflation and rising rates are shaking up long‑trusted retirement strategies and what smarter alternatives today&rsquo;s retirees are leaning on. From fixed indexed annuities to income‑planning tools that protect against unexpected job loss or health setbacks, Jimmy explains how to build stability when markets and careers feel less predictable. He also reveals how proactive scenario planning can safeguard your lifestyle long before retirement begins.
If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to <a href="rightpathwm.com">rightpathwm.com</a> and set up a meeting with Jimmy and the team or call 702-805-7000.
Hear Jimmy Lin on &ldquo;Right Path to Retirement Radio&rdquo; each Saturday at 12 noon on <a href="https://www.audacy.com/stations/kxnt">News and Talk Radio 840 KXNT</a>
<a href="https://www.facebook.com/RightPathWealthManagement">Facebook </a>&nbsp;
<a href="https://www.youtube.com/@rightpathtoretirement">YouTube</a>

Has the 60/40 Portfolio Finally Failed?

What if the biggest threat to your retirement isn’t the market... but your tax plan? In this episode, Jimmy Lin breaks down the often‑overlooked tax traps that can quietly derail even the most diligent savers. From required minimum distributions to the widows and kiddos tax penalty, Jimmy explains how tax location, income planning, and strategic Roth conversions can help retirees navigate rising taxes with clarity. He also tackles market volatility, sharing how structured notes, annuities, and smart bucket planning could steady your financial path.

If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.

Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT

Facebook  

YouTube

What if the biggest threat to your retirement isn&rsquo;t the market... but your tax plan? In this episode, Jimmy Lin breaks down the often‑overlooked tax traps that can quietly derail even the most diligent savers. From required minimum distributions to the widows and kiddos tax penalty, Jimmy explains how tax location, income planning, and strategic Roth conversions can help retirees navigate rising taxes with clarity. He also tackles market volatility, sharing how structured notes, annuities, and smart bucket planning could steady your financial path.
If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to <a href="rightpathwm.com">rightpathwm.com</a> and set up a meeting with Jimmy and the team or call 702-805-7000.
Hear Jimmy Lin on &ldquo;Right Path to Retirement Radio&rdquo; each Saturday at 12 noon on <a href="https://www.audacy.com/stations/kxnt">News and Talk Radio 840 KXNT</a>
<a href="https://www.facebook.com/RightPathWealthManagement">Facebook </a>&nbsp;
<a href="https://www.youtube.com/@rightpathtoretirement">YouTube</a>

Are You Spaving Your Way Out of Retirement? | The Hidden Costs That Could Wreck Your Nest Egg | Why DIY Investing Might Be Your Biggest Mistake |

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