



What Does All This Retirement Jargon Actually Mean?
Ever feel like retirement planning comes with its own secret language? In this episode of Your Retirement Journey, Scott Schuett decodes some of the most common financial terms that often leave retirees scratching their heads. From RMDs and Roth conversions to IRMAA, diversification, sequence of re…

Can AI Really Build Your Retirement Plan?
AI can answer almost any retirement question in seconds, but what happens when the answer sounds right and still misses the mark? In this episode of Your Retirement Journey, Scott Schuett explores the growing role of artificial intelligence in retirement planning and where it still falls short. He …

Are Roth Conversions Really the No-Brainer They're Made Out to Be?
Are Roth conversions really the retirement planning shortcut they're often made out to be? In this episode of Your Retirement Journey, Scott Schuett takes a deeper look at one of the most talked-about strategies in retirement planning and explains why a Roth conversion is about much more than lower…

What If You Lose Your Job Right Before Retirement?
What happens to your retirement plan if a layoff arrives years before you expected to stop working? In this episode of Your Retirement Journey, Scott Schuett discusses how job loss can impact retirement planning and why having a strategy in place before a crisis occurs is so important. Scott explai…

Is Your Retirement Plan Being Driven by Emotion?
What if your biggest retirement risk isn’t the market, but your own reactions to it? In this episode, Scott Schuett explores how emotional triggers—like fear, urgency, and even excitement—can influence financial decisions in retirement. Using the idea of Pavlov’s conditioning, the conversation high…

Is Your Retirement Plan Ready for Social Security Changes?
How much of your retirement plan depends on something that could change? In this episode, Scott Schuett breaks down a new proposal aimed at extending the life of Social Security and what it could mean for retirees. The conversation explores potential benefit reductions, why the system is under pres…

Why Retirement Is More Like a Season Than a Single Game
What does baseball strategy have to do with your retirement plan? In this episode of Your Retirement Journey, Scott Schuett uses a baseball playbook to highlight why retirement success depends on preparation, discipline, and sticking to a long-term strategy. He explores how emotional decision-makin…

What Retirees Can Learn from Warren Buffett’s Final Chapter
What can retirees learn from Warren Buffett stepping down at age 95? In this episode of Your Retirement Journey, Scott Schuett breaks down Buffett’s timeless principles, like patience, discipline, and avoiding emotional decisions, and how they apply when time horizons are shorter. Scott explores wh…

Miss the Window, Miss the Opportunity: Timing in Retirement
Miss a limited-time window in retirement—and it may not come back around. In this episode of Your Retirement Journey, financial advisor Scott Schuett explores the time-sensitive decisions that can shape your financial future. From catch-up contributions and penalty-free withdrawal ages to Medicare …

What Your Shopping Cart Says About Your Retirement Plan
What does returning your shopping cart have to do with retirement success? In this episode of Your Retirement Journey, financial advisor Scott Schuett uses a simple everyday choice to highlight a bigger truth: retirement outcomes are shaped by small, consistent decisions over time. He discusses how…