So, let’s say you’re saving up for retirement and everything looks to be on track.  Is there anything else you should do beyond crunching numbers?  Vanguard’s Maria Bruno tells the Morningstar financial website that she always encourages people to envision what they want their retirement to be. Kevin explains how he has this conversation with clients helping them find better clarity of their retirement goals. 

Then, some people are concerned over our national debt, while others say it’s not a big deal.  Consider this: Currently 13 cents of every tax dollar go to pay just the interest on what our country owes.  In 10 years, that will go up to 20 cents of every dollar.  It’s hard to believe that our tax bill in retirement isn’t going to go up.  Is there anything we can do about it now, so we aren’t writing huge checks to Uncle Sam in our 70s and 80s?