Market Watch had an interesting take on tax planning:  They said you shouldn’t change your financial behavior just to avoid taxes.  A good tax planning strategy is one that allows you to keep doing what you want to do … while reducing your tax liabilities, in the process.  Hear Kevin's approach to dealing with the tax issue as we plan for retirement! Then, Fidelity says it’s baby boomers who are the most over-invested in stocks. One listener told us he gets the idea he’s supposed to be in the market, even though he admits to being a little nervous…but don’t we have to take big risks if we want the big reward?