While the stock market hits historic highs, a surprising number of retirees feel less confident about their future than they did during the global pandemic. In this episode of Retirement Simplified, Curtis James of Bear Market Financial Services breaks down why traditional "rules of thumb"—like the 60/40 bond split—are failing in today’s volatile climate. From reverse-engineering your 401(k) into a reliable paycheck to exploring the "invest like a woman" strategy, we move past the headlines to address the real anxiety between your ears. Learn how to build a diversified income stream that outlasts the market’s next move.
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The 10-Day Trap: Why Missing the Market’s Best Moments Destroys Wealth
44:50

The Magic Number Myth: Why Your 401(k) Isn’t a Plan
44:39

The 40% Success Rate: Why Most Retirement Budgets Fail
45:01