The 18-year bull run has many investors holding their breath, wondering if the next major market correction is just around the corner. In this episode of Retirement Simplified, Curtis James of Bear Market Financial Services breaks down the "delayed fuse" effect of 2025’s tariffs and why the sudden drop in the retirement "magic number" might be a trap for the unprepared. From the new "Super Catch-Up" contribution limits to strategic social security tax credits, we explore how to diversify beyond traditional stocks to protect your nest egg from 2026’s impending volatility.
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The 10-Day Trap: Why Missing the Market’s Best Moments Destroys Wealth
44:50

The Magic Number Myth: Why Your 401(k) Isn’t a Plan
44:39

The 40% Success Rate: Why Most Retirement Budgets Fail
45:01