This week on The Retirement Roundtable, John Scallan discusses the complexities of retirement planning, emphasizing the risks of DIY approaches and the importance of consulting with financial advisors. The conversation covers critical topics such as the future of Social Security, strategies for optimizing benefits, the necessity of portfolio clarity, and the impact of market volatility on retirement plans. John advocates for dynamic financial planning that adapts to changing market conditions and individual needs, moving beyond outdated strategies like the 4% rule to ensure a secure retirement.

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