Think a backdoor Roth is a simple workaround? Think again. In this episode, Dan Groben and Phil Menard break down how backdoor Roth strategies really work, why they’re just a traditional IRA contribution followed by a conversion, and the small missteps that can trigger big tax consequences. They discuss income limits, pro rata rules, and the importance of understanding your full financial picture before making a move—especially if you have multiple accounts or are nearing required minimum distribution age. The conversation also explores why Roth conversions should be part of a broader tax strategy and how future tax rates and Social Security uncertainty factor into retirement planning decisions.

Connect with Dan & Phil at Servant Advisors Group

Think a backdoor Roth is a simple workaround? Think again. In this episode, Dan Groben and Phil Menard break down how backdoor Roth strategies really work, why they&rsquo;re just a traditional IRA contribution followed by a conversion, and the small missteps that can trigger big tax consequences. They discuss income limits, pro rata rules, and the importance of understanding your full financial picture before making a move&mdash;especially if you have multiple accounts or are nearing required minimum distribution age. The conversation also explores why Roth conversions should be part of a broader tax strategy and how future tax rates and Social Security uncertainty factor into retirement planning decisions.
Connect with Dan &amp; Phil at&nbsp;<a href="https://servantadvisors.com/contact/">Servant Advisors Group</a>

Struggling to get the facts about your retirement plan? Do you need a source that doesn’t beat around the bush? Find the results you need with the “Retirement Results Podcast.”

With the “Retirement Results Podcast,” hosted by Dan Groben and Phil Menard of Servant Advisors Group, you’ll get the straight talk and valuable insight you need to craft your ideal retirement. From analyses of current financial trends to lighthearted and informed looks at the retirement news of the day, the “Retirement Results Podcast” is your next must-hear show. Listen and subscribe today!

Struggling to get the facts about your retirement plan? Do you need a source that doesn&rsquo;t beat around the bush? Find the results you need with the &ldquo;Retirement Results Podcast.&rdquo;
With the &ldquo;Retirement Results Podcast,&rdquo; hosted by Dan Groben and Phil Menard of Servant Advisors Group, you&rsquo;ll get the straight talk and valuable insight you need to craft your ideal retirement. From analyses of current financial trends to lighthearted and informed looks at the retirement news of the day, the &ldquo;Retirement Results Podcast&rdquo; is your next must-hear show. Listen and subscribe today!