In this conversation, Gary Nolan and Alvin Darien discuss the importance of finding the right financial team and the benefits of working with a financial advisor. They highlight studies that show the significant difference in investment growth between advisor-managed portfolios and self-managed portfolios. They also emphasize the need for a comprehensive financial plan that includes tax planning, income planning, estate planning, healthcare planning, and investment management. The conversation covers topics such as how to choose a financial advisor, how advisors are paid, and the importance of having an emergency fund. They also discuss the impact of inflation on cash flow and the importance of diversification in a portfolio. The conversation discusses various signs that indicate the economy is not as strong as it may seem. These signs include rising delinquencies in credit card and auto loans, a commercial real estate crisis due to remote work, bank closures, layoffs, declining consumer confidence, and unaffordable housing. The conversation also touches on the topic of ETFs and the importance of working with a financial advisor. The hosts emphasize the need for individuals to take action and seek professional advice to ensure a secure and comfortable retirement

Reach out to Alvin and the team at 888-922-7323