Retirement Readiness Playbook

Some retirement decisions are easier to change than others. Kevin and Lauren Geiger break down choices that deserve extra attention before you commit, including when to claim Social Security, selecting pension benefits, handling healthcare before Medicare, and managing taxable retirement withdrawals. They also discuss spousal benefits, pension buyouts, Roth conversions, and why a large IRA distribution can create unexpected tax consequences. Whether retirement is approaching or already underway, this episode highlights the value of understanding how individual decisions fit together before signing on the dotted line. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.

What happens when the market drops after you've spent decades saving for retirement? In this episode of Retirement Readiness Playbook, Kevin and Lauren Geiger discuss why retirement changes your relationship with risk and how market downturns can affect income when you're no longer earning a paycheck. They explore the dangers of relying too heavily on market-based withdrawals, the importance of diversification, and how their Three Bucket Approach is designed to balance growth, liquidity, and dependable income. You'll also hear a real-life retirement cautionary tale, insights on sequence-of-returns risk, and a discussion about strategies that may help create more predictable retirement income. If you're concerned about protecting your lifestyle while still participating in market growth, this episode offers practical perspectives on building a more resilient retirement plan. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.

What does football's red zone have in common with retirement? More than you might think. In this episode of The Retirement Readiness Playbook, Kevin and Lauren Geiger break down the "Retirement Red Zone," the critical five years before and after retirement when key financial decisions can have a lasting impact. They discuss knowing your retirement number, organizing your assets, creating a tax-efficient withdrawal strategy, preparing for healthcare and income needs, and building a retirement lifestyle plan that goes beyond the finances. Whether you're one year away from retirement or ten, this conversation offers practical insights on turning years of saving into a confident retirement game plan. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.  

What if some of the most common retirement beliefs are actually setting you up for costly mistakes? In this episode of The Retirement Readiness Playbook, Kevin and Lauren Geiger break down several retirement myths that can impact your financial future. They discuss why many retirees spend more, not less, after leaving the workforce, how Social Security was designed to supplement rather than replace retirement income, and why a large 401(k) balance may not be as large as it appears after taxes. The conversation also covers Roth conversion opportunities, required minimum distributions, investment risk in retirement, healthcare planning, and the realities of long-term care. Learn why retirement planning is not a one-time event and how a personalized strategy can help you navigate the years ahead with greater confidence. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.  

What happens to your retirement assets when you're gone, and could a simple beneficiary mistake cost your family thousands in unnecessary taxes?  In this episode of The Retirement Readiness Playbook, Kevin and Lauren Geiger discuss why estate planning is about more than just having a will or trust. They explain common mistakes involving IRAs, beneficiary designations, powers of attorney, probate, and legacy planning, while sharing real-world examples of how improper planning can create costly consequences for loved ones. Whether you're approaching retirement, already retired, or want to protect your family's future, this conversation highlights the importance of reviewing your estate plan regularly and making sure your financial strategy aligns with your wishes. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.  

What happens when a lifetime of saving collides with an unpredictable market? In this episode of the Retirement Readiness Playbook, Kevin and Lauren Geiger introduce their "Three Bucket Approach" to retirement planning. They break down the roles of liquidity, income, and growth, explaining how each bucket serves a different purpose in helping retirees manage expenses, generate reliable income, and prepare for market volatility. The conversation explores why relying solely on a 401(k) can create challenges during market downturns, how retirees can create their own personal pension, and why a retirement income strategy is just as important as an investment strategy. Whether you're years away from retirement or already there, this episode offers practical insights into building a retirement plan designed for confidence and flexibility. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.  

Retirement planning gets more complicated when blended families, remarriages, and legacy goals enter the picture. In this episode of The Retirement Readiness Playbook, Kevin and Lauren Geiger discuss how to balance providing for a spouse while protecting an inheritance for children. They explore beneficiary mistakes, trust planning, probate concerns, powers of attorney, Roth conversions, life insurance strategies, and the importance of updating estate documents after major life events. Through real-world examples, they explain why assumptions can create costly problems and how proactive planning can help avoid family conflict. Whether you're in a second marriage, approaching retirement, or simply want your wishes carried out as intended, this conversation highlights key considerations for building a legacy plan that reflects your goals. Tune in every Saturday at 3:30 pm and Sunday at 7:30 am ET on WSSC. Powered by Geiger Investment. Start Building Your Retirement Readiness Playbook right here: The Retirement Readiness Playbook. Or visit the website Geiger Investments.    

What happens when the retirement account you spent decades building becomes your biggest tax challenge?  In this episode of Retirement Readiness Playbook, Kevin and Lauren Geiger break down Required Minimum Distributions (RMDs), the impact of Secure Act 2.0, and why delaying retirement withdrawals could create unexpected tax consequences. They discuss how large IRA and 401(k) balances can affect tax brackets, Medicare premiums, Social Security taxation, and legacy planning. Learn why proactive retirement income planning, Roth conversions, and tax-efficient withdrawal strategies may help retirees keep more of their hard-earned savings. Plus, hear real-life examples of how planning ahead can help avoid costly surprises when retirement transitions from saving money to spending it. Start Building Your Retirement Readiness Playbook right here The Retirement Readiness Playbook Or visit the website Geiger Investments