In this episode, we explore why insurance is a core component of financial planning for professionals and business owners. We outline the main forms of personal cover, including Life, Total and Permanent Disability, Trauma and Income Protection, and how each can play a role within a broader strategy.

RFS Advice, Director and Shareholder, Darko Zigic, joins the discussion to share practical insights on why appropriate insurance is an important part of any financial plan. Darko and Troy also talk through real-life examples, highlighting how working with a professional adviser can help people make more informed decisions and structure cover in a way that suits their circumstances.