In this episode, we explore why insurance is a core component of financial planning for professionals and business owners. We outline the main forms of personal cover, including Life, Total and Permanent Disability, Trauma and Income Protection, and how each can play a role within a broader strategy.

RFS Advice, Director and Shareholder, Darko Zigic, joins the discussion to share practical insights on why appropriate insurance is an important part of any financial plan. Darko and Troy also talk through real-life examples, highlighting how working with a professional adviser can help people make more informed decisions and structure cover in a way that suits their circumstances.

In this episode, we explore why insurance is a core component of financial planning for professionals and business owners. We outline the main forms of personal cover, including Life, Total and Permanent Disability, Trauma and Income Protection, and how each can play a role within a broader strategy.
RFS Advice, Director and Shareholder, Darko Zigic, joins the discussion to share practical insights on why appropriate insurance is an important part of any financial plan. Darko and Troy also talk through real-life examples, highlighting how working with a professional adviser can help people make more informed decisions and structure cover in a way that suits their circumstances.

Join Troy Theobald from RFS Advice, a nationally acclaimed financial adviser with a passion for helping Australians live out their retirement dreams on their terms. In "Retirement Living Your Way", Troy unpacks the ins and outs of retirement planning, offering practical guidance, expert insights, and proven strategies to help everyone achieve the financial security they deserve. With a focus on empowering listeners to make informed decisions, Troy covers everything from superannuation and investment strategies to lifestyle planning and healthcare, ensuring that each individual can shape a retirement that’s as fulfilling, comfortable, and uniquely theirs as possible. Tune in to start your journey toward a happy, worry-free retirement!

This podcast is recorded in the studios of community radio station 4CRB, located on the Gold Coast, Queensland, Australia.

Join <a href="https://www.rfsadvice.com/staff/troy-theobald/">Troy Theobald</a> from RFS Advice, a nationally acclaimed financial adviser with a passion for helping Australians live out their retirement dreams on their terms. In "Retirement Living Your Way", Troy unpacks the ins and outs of retirement planning, offering practical guidance, expert insights, and proven strategies to help everyone achieve the financial security they deserve. With a focus on empowering listeners to make informed decisions, Troy covers everything from superannuation and investment strategies to lifestyle planning and healthcare, ensuring that each individual can shape a retirement that’s as fulfilling, comfortable, and uniquely theirs as possible. Tune in to start your journey toward a happy, worry-free retirement!
This podcast is recorded in the studios of community radio station <a href="https://www.4crb.com/">4CRB</a>, located on the Gold Coast, Queensland, Australia.

A great walkthrough the retirement planning journey.

Retirement Living Your Way

Retirement Living Your Way is an Australian retirement planning podcast featuring real conversations, practical insights, and lived experience from the team at RFS Advice.

Join Troy Theobald, a nationally acclaimed financial adviser with a passion for helping Australians retire on their own terms, alongside Greg Black, General Manager of RFS Advice, who brings years of experience working within the financial services      .

This is a conversational podcast, with Troy and Greg regularly joined by other members of the RFS Advice team, sharing real stories from years of working with retirees and pre‑retirees.

Episodes cover retirement planning, superannuation, investment strategies, income in retirement, lifestyle planning, support at home, residential aged care, and the real‑world decisions people face before and during retirement. The focus is on empowering listeners to make informed choices and shape a retirement that is fulfilling, comfortable, and uniquely theirs.

Tune in to start your journey toward a confident, worry‑free retirement.

This podcast is recorded in the studios of community radio station 4CRB, located on the Gold Coast, Queensland, Australia.

Retirement Living Your Way is an Australian retirement planning podcast featuring real conversations, practical insights, and lived experience from the team at RFS Advice.
Join Troy Theobald, a nationally acclaimed financial adviser with a passion for helping Australians retire on their own terms, alongside Greg Black, General Manager of RFS Advice, who brings years of experience working within the financial services&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; .
This is a conversational podcast, with Troy and Greg regularly joined by other members of the RFS Advice team, sharing real stories from years of working with retirees and pre‑retirees.
Episodes cover retirement planning, superannuation, investment strategies, income in retirement, lifestyle planning, support at home, residential aged care, and the real‑world decisions people face before and during retirement. The focus is on empowering listeners to make informed choices and shape a retirement that is fulfilling, comfortable, and uniquely theirs.
Tune in to start your journey toward a confident, worry‑free retirement.
This podcast is recorded in the studios of community radio station <a href="https://www.4crb.com/">4CRB</a>, located on the Gold Coast, Queensland, Australia.