In this episode, Troy and Greg discuss a recent Retirement Living Your Way talkback segment on 4CRB, where Troy helps put retirement into perspective during periods of market uncertainty. The conversation is aimed at those nearing retirement who are worried about market fluctuations and whether it is the right time to step away from work. Drawing on real experience, Troy shares practical insights on how planning and structure, not luck, are what separate a stressful retirement from a confident one.  This one is very relevant given the current state of play in the world.