You've likely used the stock market to grow your retirement savings, but what happens after retirement? Roger Ibbotson, Emeritus finance professor at Yale University, advises that you should reduce risk during your early retirement years. Traditional bonds, once a go-to option, now face uncertainties due to fluctuating interest rates. So, what's the solution? Annuities.

Discover how annuities are emerging as a safer and more attractive alternative to bonds in your portfolio. Steve and Derrick, discuss the pressing need to analyze your bond investments, given the rising interest rates. Protecting your retirement nest egg is paramount, and annuities offer a compelling way to do just that.

Today, annuities can be tailored to suit your unique financial goals, whether it's growth or income. These are not your grandfather's annuities; they're a modern solution for today's retirees.

#retirement #financialplanner #financialliteracy #wealth #fyp #podcast



PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR ANNUITY CHALLENGE MEETING TODAY! 



  Listen to the “Retire Texas Style” podcast anytime on  Apple or  Spotify !

 💬 Engage, Share, and Learn even more with Steve and his team at Hoyl Financial! 

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You've likely used the stock market to grow your retirement savings, but what happens after retirement? Roger Ibbotson, Emeritus finance professor at Yale University, advises that you should reduce risk during your early retirement years. Traditional bonds, once a go-to option, now face uncertainties due to fluctuating interest rates. So, what's the solution? Annuities. Discover how annuities are emerging as a safer and more attractive alternative to bonds in your portfolio. Steve and Derrick, discuss the pressing need to analyze your bond investments, given the rising interest rates. Protecting your retirement nest egg is paramount, and annuities offer a compelling way to do just that. Today, annuities can be tailored to suit your unique financial goals, whether it's growth or income. These are not your grandfather's annuities; they're a modern solution for today's retirees. #retirement #financialplanner #financialliteracy #wealth #fyp #podcast   <a href="https://hoylfinancialgroup.com/">PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR ANNUITY CHALLENGE MEETING TODAY! </a>    Listen to the “Retire Texas Style” podcast anytime on <a href="https://podcasts.apple.com/us/podcast/retire-texas-style/id1495882062"> Apple</a> or <a href="https://open.spotify.com/show/3O9OlOZipTuo2u3Tqs24Ku?si=b647053408bf4d60"> Spotify</a> ! 💬 Engage, Share, and Learn even more with Steve and his team at Hoyl Financial!  <a title="Facebook" href="https://www.facebook.com/HoylFinancialLLC/" target="_blank" rel="noopener">Facebook</a> <a title="YouTube" href="https://www.youtube.com/@hoylfinancialgroup8862" target="_blank" rel="noopener">YouTube</a>

Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.

Learn more about Steve, Derrik and the rest of the team here.

Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!

For more helpful insights follow on social media: Facebook and X

Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.
Learn more about Steve, Derrik and the rest of the team <a href="https://hoylfinancialgroup.com/podcast/">here</a>.
Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!
For more helpful insights follow on social media: <a href="https://www.facebook.com/HoylFinancialLLC">Facebook </a>and <a href="https://twitter.com/HoylFinanacial">X</a>

Retire Texas Style!

For over 30 years, Steve has worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with his community — alongside more than three decades of industry experience — that allows Steve to create retirement strategies that are as unique as his clients and the place they live.

You've likely used the stock market to grow your retirement savings, but what happens after retirement? Roger Ibbotson, Emeritus finance professor at Yale University, advises that you should reduce risk during your early retirement years. Traditional...

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