In this episode, we dive into two critical topics affecting your financial future: proposed changes to the tax status of the 401K and strategies to invest wisely in the face of inflation.

First up, Steve discusses the proposed tax changes to 401Ks by the Biden administration. The idea of a flat 26% tax credit, regardless of your tax bracket, is causing ripples in the retirement planning world. Steve explains how the current tax deduction system works and how the proposed changes could impact savers differently. While it may help those in lower tax brackets, it could be a burden for those in higher brackets. The potential shift from tax deductions to tax credits might muddy the waters and make retirement planning more complex.

Then, the conversation takes a turn towards the world of investing. With billionaires like Warren Buffett making headlines by moving away from stocks and into short-term treasuries, there's concern about the future of the market. Steve shares insights into what this means for individual investors nearing retirement.

The key takeaway? The world of finance is ever-changing, influenced by politics and market dynamics, call Steve today! 



#retirement #financialplanner #financialliteracy #wealth #fyp #podcast

PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAY! 

  Listen to the “Retire Texas Style” podcast anytime on  Apple or  Spotify !

 💬 Engage, Share, and Learn even more with Steve and his team at Hoyl Financial! 

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In this episode, we dive into two critical topics affecting your financial future: proposed changes to the tax status of the 401K and strategies to invest wisely in the face of inflation. First up, Steve discusses the proposed tax changes to 401Ks by the Biden administration. The idea of a flat 26% tax credit, regardless of your tax bracket, is causing ripples in the retirement planning world. Steve explains how the current tax deduction system works and how the proposed changes could impact savers differently. While it may help those in lower tax brackets, it could be a burden for those in higher brackets. The potential shift from tax deductions to tax credits might muddy the waters and make retirement planning more complex. Then, the conversation takes a turn towards the world of investing. With billionaires like Warren Buffett making headlines by moving away from stocks and into short-term treasuries, there's concern about the future of the market. Steve shares insights into what this means for individual investors nearing retirement. The key takeaway? The world of finance is ever-changing, influenced by politics and market dynamics, call Steve today!    #retirement #financialplanner #financialliteracy #wealth #fyp #podcast  <a href="https://hoylfinancialgroup.com/">PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAY! </a>  Listen to the “Retire Texas Style” podcast anytime on <a href="https://podcasts.apple.com/us/podcast/retire-texas-style/id1495882062"> Apple</a> or <a href="https://open.spotify.com/show/3O9OlOZipTuo2u3Tqs24Ku?si=b647053408bf4d60"> Spotify</a> ! 💬 Engage, Share, and Learn even more with Steve and his team at Hoyl Financial!  <a title="Facebook" href="https://www.facebook.com/HoylFinancialLLC/" target="_blank" rel="noopener">Facebook</a> <a title="YouTube" href="https://www.youtube.com/@hoylfinancialgroup8862" target="_blank" rel="noopener">YouTube</a>

Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.

Learn more about Steve, Derrik and the rest of the team here.

Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!

For more helpful insights follow on social media: Facebook and X

Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.
Learn more about Steve, Derrik and the rest of the team <a href="https://hoylfinancialgroup.com/podcast/">here</a>.
Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!
For more helpful insights follow on social media: <a href="https://www.facebook.com/HoylFinancialLLC">Facebook </a>and <a href="https://twitter.com/HoylFinanacial">X</a>

Retire Texas Style!

For over 30 years, Steve has worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with his community — alongside more than three decades of industry experience — that allows Steve to create retirement strategies that are as unique as his clients and the place they live.

In this episode, we dive into two critical topics affecting your financial future: proposed changes to the tax status of the 401K and strategies to invest wisely in the face of inflation. First up, Steve discusses the proposed tax changes to 401Ks by...

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