Americans are trying to stretch their dollars amid high inflation, but they might be overlooking money they already have – gift cards!  A new survey (by CreditCards.com) found the average person has $175 in unused gift cards. (Check your wallets!) And if you don’t remember to cash them in, you’re leaving money on the table. You DONT want to leave money on the table in retirement and Steve can help you avoid this! 

Then, an article in Smart Asset asks an interesting question: “Do you actually need a lawyer, not a financial advisor?”  Their point is the advisor helps you protect your money with management, tax planning and insurance, while the attorney helps you protect your money with wills, trusts and estate planning.  If you picked one over the other, what could you be missing? Hear Steve explain how he can help you create an income plan with income for life! 

Americans are trying to stretch their dollars amid high inflation, but they might be overlooking money they already have – gift cards!  A new survey (by CreditCards.com) found the average person has $175 in unused gift cards. (Check your wallets!) And if you don’t remember to cash them in, you’re leaving money on the table. You DONT want to leave money on the table in retirement and <a href="http://hoylfinancial.com/">Steve can help you avoid this! </a> Then, an article in Smart Asset asks an interesting question: “Do you actually need a lawyer, not a financial advisor?”  Their point is the advisor helps you protect your money with management, tax planning and insurance, while the attorney helps you protect your money with wills, trusts and estate planning.  If you picked one over the other, what could you be missing? <a href="http://hoylfinancial.com/">Hear Steve explain how he can help you create an income plan with income for life! </a>

Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.

Learn more about Steve, Derrik and the rest of the team here.

Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!

For more helpful insights follow on social media: Facebook and X

Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.
Learn more about Steve, Derrik and the rest of the team <a href="https://hoylfinancialgroup.com/podcast/">here</a>.
Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!
For more helpful insights follow on social media: <a href="https://www.facebook.com/HoylFinancialLLC">Facebook </a>and <a href="https://twitter.com/HoylFinanacial">X</a>

Retire Texas Style!

For over 30 years, Steve has worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with his community — alongside more than three decades of industry experience — that allows Steve to create retirement strategies that are as unique as his clients and the place they live.

Americans are trying to stretch their dollars amid high inflation, but they might be overlooking money they already have – gift cards!  A new survey (by CreditCards.com) found the average person has $175 in unused gift cards. (Check your...

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