A record-setting market can make risk easy to ignore until a downturn arrives. Joe Valenzuela and Julia Valenzuela discuss balancing growth and protection, preparing for required minimum distributions, and evaluating whether Roth strategies fit an individual plan. They also examine rising health-care expenses, Medicare costs, long-term care, and how certain annuity features may provide income when qualifying care needs arise. The conversation closes with longevity planning and a practical look at prioritizing spending without allowing every luxury to become an automatic expense.

For more information, please visit ValenzuelaFinancial.com!

A record-setting market can make risk easy to ignore until a downturn arrives. Joe Valenzuela and Julia Valenzuela discuss balancing growth and protection, preparing for required minimum distributions, and evaluating whether Roth strategies fit an individual plan. They also examine rising health-care expenses, Medicare costs, long-term care, and how certain annuity features may provide income when qualifying care needs arise. The conversation closes with longevity planning and a practical look at prioritizing spending without allowing every luxury to become an automatic expense.
For more information, please visit&nbsp;<a href="https://valenzuelafinancial.com/">ValenzuelaFinancial.com</a>!

Retirement in South Florida doesn’t start with heading to the beach. It starts with careful planning, attention to detail, and a keen eye for the finer points of a solid retirement plan.

That’s why Retire South Florida is your go-to source for all things retirement. Powered by Valenzuela Financial and hosted by president Joe Valenzuela, Retire South Florida dives into the data and looks at your retirement with a view toward sunny days, Magic City, and making the most of your future. Get started and listen today!

Retirement in South Florida doesn’t start with heading to the beach. It starts with careful planning, attention to detail, and a keen eye for the finer points of a solid retirement plan.
That’s why Retire South Florida is your go-to source for all things retirement. Powered by Valenzuela Financial and hosted by president Joe Valenzuela, Retire South Florida dives into the data and looks at your retirement with a view toward sunny days, Magic City, and making the most of your future. Get started and listen today!