Is the 4% retirement rule outdated—or just misunderstood? In this episode, Joe Valenzuela and Julia Valenzuela unpack the math behind retirement withdrawals, challenge financial “expert” opinions, and explain why volatility and long-term care planning matter more than fixed percentages. From Ozzy Osbourne’s health battle to the hidden costs of assisted living, they share real stories and smart strategies to help you protect your income and legacy. Learn how algorithmic management and indexed annuities can offer stability when life throws curveballs.

For more information, please visit ValenzuelaFinancial.com!

Is the 4% retirement rule outdated&mdash;or just misunderstood? In this episode, Joe Valenzuela and Julia Valenzuela unpack the math behind retirement withdrawals, challenge financial &ldquo;expert&rdquo; opinions, and explain why volatility and long-term care planning matter more than fixed percentages. From Ozzy Osbourne&rsquo;s health battle to the hidden costs of assisted living, they share real stories and smart strategies to help you protect your income and legacy. Learn how algorithmic management and indexed annuities can offer stability when life throws curveballs.
For more information, please visit&nbsp;<a href="https://valenzuelafinancial.com/">ValenzuelaFinancial.com</a>!

Retirement in South Florida doesn’t start with heading to the beach. It starts with careful planning, attention to detail, and a keen eye for the finer points of a solid retirement plan.

That’s why Retire South Florida is your go-to source for all things retirement. Powered by Valenzuela Financial and hosted by president Joe Valenzuela, Retire South Florida dives into the data and looks at your retirement with a view toward sunny days, Magic City, and making the most of your future. Get started and listen today!

Retirement in South Florida doesn’t start with heading to the beach. It starts with careful planning, attention to detail, and a keen eye for the finer points of a solid retirement plan.
That’s why Retire South Florida is your go-to source for all things retirement. Powered by Valenzuela Financial and hosted by president Joe Valenzuela, Retire South Florida dives into the data and looks at your retirement with a view toward sunny days, Magic City, and making the most of your future. Get started and listen today!