What happens when market timing shapes your entire retirement? This episode with Joe & Julia Valenzuela uses real-world comparisons to explore how volatility affects portfolios, especially around retirement. It also highlights risk management, asset allocation, and long-term financial discipline.
For more information, please visit ValenzuelaFinancial.com!

Why Logic Beats Emotion With Your Money
22:49

How a Full Financial Roadmap Comes Together
23:01

The Spending Habits That Follow You Into Retirement
23:35