Year-End Countdown: Roth Conversions, Taxes, and Your Retirement Plan

Are you ready for the year-end financial countdown? This episode with JoePat Roop dives into last-minute tax strategies, the pros and cons of Roth conversions, and how Social Security timing can impact your retirement plan. Discover why personalized planning matters, how new tax laws could affect y…

What’s on Your Retirement Christmas List?

What’s really on your retirement Christmas list this year? In this episode, JoePat Roop unpacks the end‑of‑year crunch many adults feel—balancing holiday chaos, financial to‑dos, tax deadlines, and big‑picture retirement goals. From Roth conversion timing to creating tax‑efficient income and mappin…

Pay Yourself Smarter: Tax Secrets Every Business Owner Should Know

How can business owners pay themselves, their employees, and even their kids—while keeping more money in their pockets? This episode with JoePat Roop & CPA Adam Boatsman busts common tax myths, explains the smartest ways to structure payments, and reveals overlooked strategies for saving on taxes. …

Paralysis Analysis: Is Your Retirement Plan Stuck?

What happens if you leave your retirement plan on autopilot? This episode of the Retirement For Living podcast with JoePat Roop reveals the risks of “paralysis analysis” and the consequences of not having a clear financial strategy. Learn what to look for in a financial advisor, why credentials and…

Spendophobia: Why Retirees Fear Their Own Money

Is $1.5 million really enough for a secure retirement? This episode unpacks the myths behind “magic numbers,” explores the emotional challenge of spendophobia, and reveals why running out of money is a universal fear—no matter your net worth. Special guest Adam Boatsman, CPA, joins JoePat Roop to d…

The Retirement Red Zone: Taxes, Risk, and What Advisors Miss

Think you’re diversified? You might be risking more than you realize. This episode JoePat Roop & Taylor Lee unpacks why true diversification goes beyond owning a mix of stocks and bonds, highlighting the critical roles of tax planning, principal protection, and personalized risk analysis as you app…

The Tax Trap Waiting for Your Retirement

Are you ready for the tax surprises lurking at year’s end? This episode dives into why last-minute tax planning is crucial for retirees and anyone with significant savings. Discover the difference between tax prep and true tax planning, how required minimum distributions (RMDs) can impact your futu…

Gold, Debt, and the Diversification Dilemma

Is your retirement plan built on a solid foundation—or is it at risk from hidden debt, taxes, and market surprises? JoePat Roop dives into the realities of “good” versus “bad” debt, the tax traps lurking in IRAs and 401(k)s, and the true story behind gold’s recent surge. Discover why diversificatio…

Hidden Fees, Tax Traps, and the Truth About Retirement Planning

Is being rich just about money—or is true wealth something deeper? This episode with JoePat Roop unpacks the myths behind financial success, explores how hidden fees and taxes can erode your savings, and reveals why a personalized plan matters more than chasing market trends. Discover practical str…

Melt-Up Mirage: Are You Ready for the Next Curveball?

Is the market’s “melt-up” masking risks that could derail your retirement? JoePat Roop and Taylor Lee tackle record highs, sudden layoffs, and the critical need for a written financial plan. From shifting tax laws to changing life goals, this episode explores why flexibility and preparation matter …