This week, Aaron Vincent and Matt Decker discuss the complexities of retirement planning, focusing on the role of cryptocurrency as an investment option. They explore the volatility of crypto, its potential as a hedge in a diversified portfolio, and the importance of creating a durable investment strategy that can withstand market fluctuations. The conversation emphasizes the need for proper diversification and understanding the risks involved in various investment opportunities. For more information visit www.retireatlradio.com!

In this episode of Retire ATL, hosts Aaron Vincent and Matt Decker discuss the importance of retirement planning in light of the current national debt crisis, which has surpassed $36 trillion. They emphasize the need for effective tax strategies and long-term financial planning, especially as individuals approach retirement. The conversation also touches on budgeting habits during the holiday season and the significance of understanding spending impacts over time. For more information visit www.retireatlradio.com!

This week on Retire ATL, Aaron Vincent and Matt Decker discuss the implications of a potential recession in 2025, emphasizing that while recessions can be challenging, they can also present opportunities for those who are well-prepared. They highlight the importance of having a solid financial plan, especially for those nearing retirement. The discussion also covers the upcoming expiration of the Trump tax cuts and the necessity of proactive tax strategies, including Roth conversions. Additionally, Aaron and Matt stress the importance of beneficiary planning and the need for individuals to have trusted financial advisors to navigate these complexities. For more information visit www.retireatlradio.com!

This week, Aaron Vincent and Matt Decker discuss the transition into the holiday season, the complexities of retirement planning, and the importance of finding purpose after leaving the workforce. They emphasize the need for financial security and the rising costs of healthcare, particularly long-term care, while also sharing personal anecdotes and insights from their experiences with clients. For more information visit www.retireatlradio.com!

In this episode of Retire ATL, hosts Aaron Vincent and Matt Decker discuss the recent election results and their implications for financial planning and retirement strategies. They analyze the media's portrayal of the election, the emotional impact it had on the public, and how Trump's presidency may influence market volatility and investment opportunities. The conversation emphasizes the importance of risk management and long-term financial planning in the face of economic uncertainty and inflation. For more information visit www.retireatlradio.com!

This week's conversation explores the dynamics of retirement planning, focusing on the importance of communication between couples, the challenges posed by divorce, and the impact of adult children on financial strategies. Aaron Vincent and Matt Decker emphasize the need for engaging both partners in the planning process, addressing differing risk tolerances, and the potential benefits of proactive financial discussions. They also highlight the complexities of managing finances post-divorce and the implications of adult children living at home on retirement plans. For more information visit www.retireatlradio.com

This week on Retire ATL, the conversation explores the financial needs of families living comfortably in the U.S., particularly in Georgia, where a family of four requires an annual income of $213,000. Aaron Vincent and Matt Decker delve into the 50/30/20 budgeting model, emphasizing the importance of personalized financial planning and the need for defined goals. They highlight the intimidation many feel when seeking financial advice and stress the importance of transparency in fees and services offered by financial planners. For more information visit www.retireatlradio.com

This week on Retire ATL, Aaron Vincent and Matt Decker discuss the critical importance of financial advice, the common mistakes people make regarding their financial planning, and the necessity of defining clear retirement goals. They share personal anecdotes, including a humorous yet serious incident involving a situation with TSA at an airport, to illustrate the importance of being aware of one's financial situation and risks. The conversation emphasizes the need for proper guidance and understanding of financial risks to avoid costly mistakes and achieve successful retirement planning. For more information visit www.retireatlradio.com

This week on Retire ATL, the conversation explores the unique approach of the Vincent Financial Group in the financial advising industry, emphasizing transparency, client education, and innovative processes. Aaron Vincent and Matt Decker discuss their commitment to empowering clients with information, building strong relationships, and utilizing a video review process to enhance understanding and engagement. They also highlight the importance of assessing risk tolerance and tailoring financial plans to meet individual client needs. For more information visit www.retireatlradio.com

In this episode of Retire ATL, Aaron Vincent & Matt Decker discuss the misconceptions surrounding retirement savings, emphasizing that one does not need millions to retire comfortably. They highlight the importance of having safe money as a financial foundation and critique the reliance on bonds as a secure investment. The discussion also delves into the role of annuities as a potential alternative to bonds, the political landscape regarding monetary policy, and the implications of the Federal Reserve's influence on the economy. For more information visit www.retireatlradio.com

This week, Aaron Vincent & Matt Decker delve into the complexities of the bond market, the influence of globalism, and the role of the Federal Reserve in shaping economic policies. They highlight the interconnectedness of war financing and banking, emphasizing the importance of political awareness and voting in influencing financial outcomes. The discussion also touches on the significance of building relationships in financial planning and the implications of political decisions on personal finances. For more information visit www.retireatlradio.com

This week on Retire ATL, Aaron Vincent & Matthew Decker discuss the impact of natural disasters, emphasizing the importance of preparation in both personal and financial contexts. They reflect on Hurricane Helene's devastation and how it highlights the unpredictability of nature and the necessity for readiness. The discussion transitions into economic concerns, particularly focusing on national debt and interest rates, and how these factors affect financial planning and retirement strategies. They also explore the role of annuities as a potential alternative to traditional bonds, stressing the need for individuals to understand their financial safety and prepare for future economic challenges. For more information visit www.retireatlradio.com

This week on Retire ATL, Aaron Vincent and Matt Decker discuss the significance of trust and teamwork in both personal and financial contexts. They emphasize the importance of surrounding oneself with trustworthy individuals, whether in music or financial planning. The discussion highlights the need for effective communication and the role of a supportive team in achieving success. For more information visit www.retireatlradio.com

This week, Aaron Vincent and Matthew Decker discuss the common regrets of retirees, particularly the importance of saving early for retirement. They delve into the anxiety surrounding upcoming elections and how it affects financial planning. The discussion shifts to the implications of national debt and the challenges it poses for future generations. For more information visit www.retireatlradio.com

On this week's episode, Aaron Vincent and Matt Decker discuss the importance of year-end financial planning, focusing on strategies for retirement, tax planning, and understanding the implications of Required Minimum Distributions (RMDs). They emphasize the need for clients to be proactive in their financial decisions, particularly as the year draws to a close. The discussion also delves into the often-overlooked fees associated with financial services, highlighting how these can impact retirement savings. For more information visit www.retireatlradio.com

This week, Aaron Vincent and Matt Decker discuss milestone moments in retirement and the strategies to navigate them. They cover topics such as job changes, death in the family, divorce, financial advisor retirement, and decisions related to children and grandchildren. For more information visit www.retireatlradio.com

This week, Aaron Vincent and Matt Decker focus on the importance of the age of 70 in retirement planning. At age 70, individuals can receive their maximum Social Security benefit if they delay filing. It is also the last age at which individuals have the flexibility to work their own plan before forced taxation begins. Forced taxation, also known as required minimum distributions (RMDs), starts at age 73. The conversation emphasizes the need to plan and optimize tax strategies before reaching these milestones. For more information visit www.retireatlradio.com

On this week's Retire ATL Podcast, Aaron Vincent and Matt Decker discuss various milestone ages in retirement planning. Each age represents a significant event or decision point in retirement planning, such as catch-up contributions, penalty-free withdrawals, eligibility for spousal benefits and survivor benefits, Medicare eligibility, and full retirement age for Social Security benefits. Aaron and Matt emphasize the importance of understanding the options and outcomes associated with each milestone age and recommend seeking professional advice to make informed decisions. For more information visit www.retireatlradio.com

This week on Retire ATL, Aaron Vincent & Matt Decker explore the relationship between emotions and logic in financial decision-making, particularly in relation to money and taxes. They emphasize the importance of recognizing absolute facts and truths when making financial decisions. They discuss the impact of emotions on financial planning and share personal experiences of their own emotional relationship with money. For more information visit www.retireatlradio.com

This week on Retire ATL, Aaron Vincent and Matt Decker discuss the topic of eliminating financial stress in retirement. They talk about the importance of having a comprehensive financial plan and stress testing it to ensure resilience. They emphasize the need to focus on income planning rather than just saving a specific dollar amount. Aaron and Matt also highlight the significance of understanding retirement goals and aligning financial plans accordingly. For more information visit www.retireatlradio.com

This week on Retire ATL, the conversation revolves around tax strategies for high-income earners and the importance of having a tax strategy in place. The main focus is on retirement accounts and the potential tax implications of not having a plan. Aaron Vincent and Matt Decker discuss the mindset needed to navigate the tax system and the importance of making informed decisions. They also touch on topics such as Medicare premiums, Roth conversions, and the different types of tax buckets. For more information visit www.retireatlradio.com

On this week's episode of Retire ATL, Aaron Vincent and Matt Decker discuss the reaction of clients to the recent assassination attempt on former President Trump and how it may affect their retirement savings and investments. They emphasize the importance of having a plan in place to handle volatility in the market and the need for a mix of principal-protected and risk-exposed investments. They also highlight the potential opportunities that volatility can bring and the importance of regularly reviewing and adjusting the investment portfolio. The conversation concludes with a reminder that losing money hurts more than making money helps, emphasizing the need for principal protection in retirement planning. For more information visit www.retireatlradio.com

This week's conversation with Matt Decker covers the topic of inflation and its impact on everyday expenses. Matt highlights the misconception that inflation inching down means lower prices, when in fact it still results in higher costs. The conversation emphasizes the importance of understanding inflation and its effects on retirement planning. It also touches on the challenges of mitigating the impact of inflation on budgets and offers insights on managing risk in investments. For more information visit www.retireatlradio.com

On this week's episode, Matt Decker covers two main themes: Roth conversions and the possibility of a market bubble. Matt discusses the benefits of Roth conversions and how they can be a revenue source for the government. He also mentions tax map strategies and other tax-free options. In regards to the market bubble, the conversation explores the opinions of financial author Harry Dent and the potential for a crash. Matt also discusses different approaches to protecting investments and the opportunity for Roth conversions during a market dip. For more information visit www.retireatlradio.com

Stock prices are at all-time highs and some big names like Jeff Bezos and Mark Zuckerberg have sold off millions of dollars of their company's stock. This has led to speculation that there could be a market pullback, possibly due to the upcoming election. However, it's important not to let these actions by billionaires freak us out about overall market expectations. It's normal for individuals to take profits off the table as they approach retirement. Emotional reactions to market headlines can lead to rash decisions, which is why having a good financial advisor is valuable. The Dow Bar Study shows that retail investors often guess wrong when trying to time the market. Instead of trying to time the market, it's better to stick to a long-term plan and adhere to principles like diversification and dollar-cost averaging. For more information visit www.retireatlradio.com

This week on Retire ATL, Aaron Vincent & Matt Decker discuss the concept of over-planning for retirement and how wealthy people tend to over-plan. They share their experience of planning a trip and how meticulous planning led to a successful and enjoyable experience. They draw parallels between over-planning for a trip and over-planning for retirement, emphasizing the importance of planning for contingencies and what-ifs. The conversation then shifts to the topic of Social Security and the potential for benefits to be cut in the future. Aaron & Matt stress the need for individuals to have a comprehensive retirement plan that includes a contingency for reduced Social Security benefits. For more information visit www.retireatlradio.com

On this week's episode of Retire ATL, Aaron Vincent & Matt Decker discuss the importance of knowing where you are in your retirement planning journey and how it can impact your future. They share stories of clients who had misconceptions about their retirement readiness and how they were able to course-correct and gain confidence in their financial situation. Aaron & Matt also explore the impact of inflation on retirement planning and the need to outpace inflation to maintain a comfortable lifestyle. They discuss the importance of understanding and managing fees in retirement accounts and how hidden fees can erode savings over time. For more information visit www.retireatlradio.com

This week the conversation revolves around two main themes: tax strategy in retirement and the impact of inflation on retirement planning. Aaron Vincent and Matt Decker discuss the misconception that taxes will go away or decrease significantly in retirement and emphasize the importance of having a tax strategy. They share strategies to help limit tax bills, such as Roth conversions and thoughtful withdrawal decisions. The conversation then shifts to the challenges of downsizing or buying a smaller home in the current housing market. Aaron and Matt advise clients on making informed decisions and not feeling pressured by market conditions. Finally, they address the impact of inflation on retirement expectations and the need for stress testing retirement plans to account for variables like market volatility, inflation, and long-term care costs. For more information visit www.retireatlradio.com

Aaron Vincent and Matt Decker are back to discuss the lack of education and misinformation surrounding annuities and they highlight the benefits of having an annuity as a part of retirement planning. Their discussion also touches on the importance of reaching milestones in the market and the need for diversification in investment portfolios. The guys emphasize the significance of considering risk tolerance and age when making investment decisions. The ideal client for retirement planning is someone who wants help and has realistic expectations. For more information visit www.retireatlradio.com

On this week's episode, Aaron Vincent and Matt Decker discuss the impact of the upcoming election on the market and retirement planning. They emphasize the importance of having a plan and not getting caught up in the headlines and media frenzy. They explain that while elections can cause market volatility, they also present opportunities for investors. They also address the concerns about inflation and healthcare costs in retirement, stressing the need for proper financial planning and stress testing. The conversation concludes with a discussion on early retirement and the importance of making informed decisions based on individual circumstances. For more information visit www.retireatlradio.com

Aaron Vincent and Matt Decker explore the impact of election years on retirement plans and emotions, the role of volatility in retirement savings, the importance of long-term planning, and the significance of income replacement strategies in retirement. They also delve into the principles of investing, the CEO mindset in personal finance, and the initial consultation process with financial advisors. Additionally, they discuss the complexities of cryptocurrency, the risks and opportunities associated with it, and the prevalence of scams in the crypto space. For more information visit www.retireatlradio.com

DIY retirement plans are common, but there are risks involved. Aaron Vincent and Matthew Decker of Vincent Financial Group discuss those risks. Many people underestimate the complexities and potential setbacks that can arise. It's important to ask the right questions and seek professional advice. Retirement goals vary, with some aiming for a specific age and others focusing on financial milestones. The amount needed for a successful retirement can vary depending on individual circumstances and desired lifestyle. Social security benefits play a significant role in retirement planning, and it's important to understand how they can impact overall financial security. Planning for potential changes in social security is crucial, including stress testing different scenarios. For more information visit www.retireatlradio.com

Aaron Vincent and Matt Decker detail the first appointment with the Vincent Financial Group. What to expect, what to bring, where to go and most importantly, what next? For more information, visit www.retireatlradio.com

Aaron Vincent and Matthew Decker break down the pros and cons of annuities and which one could work best for your retirement plan.  For more information, visit www.retireatlradio.com

Aaron Vincent and Matt Decker detail adults biggest fears in retirement and offer strategies to help calm those same worries.  For more information, visit www.retireatlradio.com

In the debut episode of the Retire ATL Podcast we get person with Aaron Vincent and Matthew Decker. What drives them, what is their "why" and how did the Vincent Financial Group get started? For more information visit www.retireatlradio.com

We invite you to join us for the Retire ATL Podcast with Aaron Vincent & Matthew Decker. The Retire ATL Podcast is powered by Vincent Financial and to get more information visit www.retireatlradio.com