What if the biggest threat to your retirement isn’t running out of money—but refusing to spend it? In this episode of Retire ATL, Aaron Vincent and Matt Decker explore the psychology behind spending fears, the transition from accumulation to distribution, and how tools like annuities can unlock financial freedom. With relatable stories and practical strategies, they reveal why decisiveness—not wealth—is the key to a fulfilling retirement. If you’ve saved enough but still feel stuck, this episode is for you.

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