What if being “boring” with your money was the secret to a stress-free retirement? This episode with Matt Decker tackles the real impact of debt—good and bad—on your financial future, sharing stories of windfalls, mistakes, and the dangers of chasing flashy investments. Discover why understanding your true income needs, balancing growth with protection, and seeking trustworthy advice matter more than hitting a magic number. Whether you’re feeling behind, just sold your business, or simply want clarity, this conversation reveals how smart, steady choices can help you retire with confidence.

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