Is your retirement plan missing a crucial piece—or are you just feeling the anxiety of year-end financial decisions? This episode breaks down the “bucket” strategy for managing taxes, dispels common myths about Roth conversions, and reveals why ignorance can be your most expensive mistake. Aaron Vincent and Matt Decker share practical ways to right-size your tax buckets, stress-test your plan, and tackle the psychological side of financial anxiety, so you can face uncertainty with confidence.

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