Congratulations Karen!  You win the bragging rights today.  And an honorable nod to everyone else who knew what "Horripilation" means. -Nic

Photo 53115533 © Misha Beliy | Dreamstime.com

<p>Congratulations Karen!&nbsp; You win the bragging rights today.&nbsp; And an honorable nod to everyone else who knew what "Horripilation" means. -Nic</p>
<p>Photo&nbsp;<a href="https://www.dreamstime.com/stock-photo-woman-s-legs-goosebumps-macro-sunset-cold-image53115533">53115533</a>&nbsp;&copy;&nbsp;<a href="https://www.dreamstime.com/whiteshoes1991484_info">Misha Beliy</a>&nbsp;|&nbsp;<a href="https://www.dreamstime.com/photos-images/skin-goosebumps.html">Dreamstime.com</a></p>