Too often traditional lending falls short. We explore the system of lending cash that underpins the real economy. Why does it not always evolve quickly enough to support the way people live and work? Catherine Mann, one of the UK’s leading economists, a member of the Bank of England’s monetary policy committee is with us, Catherine also works for The Productivity Institute. Also in the Provocations studio is Robert Gordon, Chief Executive Officer of Novuna, one of the UK’s leading providers of business, consumer and vehicle finance. Robert discusses why the numbers running into trouble with finance have changed little in 30 years.