Join David Hollander, also known as The Sandman, in this informative episode of Protect Your Assets, where he shares insights on traveling at a discount. With over 30 years of experience in tax, legal, and financial planning and having visited over 85 countries, David offers practical tips to help retirees make the most of their travel budget. Learn about leveraging a strong dollar, finding airfare sweet spots, saving on accommodations, and connecting with locals for a richer travel experience. Whether you're considering a trip to Argentina, South Africa, or Europe, David's advice could help you enhance your retirement travels and help prevent overspending. Tune in for tips and start planning your next adventure today!  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander, also known as The Sandman, explores the critical aspects of Social Security that every retiree should be aware of. Are you planning on collecting Social Security? Will the benefits you’ve been anticipating be there when you need them? Learn about strategies to potentially increase your Social Security income, the importance of your full retirement age (FRA), and the latest updates from the Social Security trustees' report. Whether Social Security is a major part of your retirement plan or just an additional source of income, this episode offers insights to help you make informed decisions.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, The Sandman discusses how to prepare for a comfortable retirement. Through the story of a client named Mark, David highlights the importance of comprehensive financial planning, addressing concerns about savings, healthcare costs, and long-term care. Learn practical steps to help make sure your retirement plans stay on track and avoid common financial pitfalls. Tune in for advice on navigating the complexities of retirement planning.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander, also known as The Sandman, dives deep into the latest scams that could potentially threaten your hard-earned money. With the rapid advancement of AI and other technologies, criminals are finding new, creative ways to steal from unsuspecting victims. Joined by Chief Jeremy Bowers of the Piedmont Police Department, David discusses how these scams work, shares real-life stories, and provides crucial tips on how to help protect your finances. Tune in to learn about the newest tactics crooks are using, from check cooking to voice printing and celebrity impersonation scams, and how you can stay one step ahead.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander dives deep into one of the most critical financial decisions you'll ever make: turning your pension or retirement fund into a lifetime income stream. David explains why the choice you make may be irrevocable and how it can impact you and your family's future. From understanding different pension options to creating a self-managed pension plan, David provides insights to help you potentially avoid costly mistakes. Whether you're nearing retirement or planning ahead, don't miss this essential episode to help guide your financial future. Tune in to learn how to create a stable, predictable income for the rest of your life.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman tackles the recent market volatility and its implications for your retirement strategy. With the Dow Jones, S&P, and Nasdaq showing mixed performances, and short-term interest rates at their highest in 20 years, The Sandman emphasizes the importance of diversification. Tune in to gain insights on maintaining a balanced portfolio, especially if you're nearing retirement, and learn how you can help yourself protect your income and future in uncertain times.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander delves into the "100 Days of Darkness," comparing the early days of parenthood to the initial phase of retirement. He discusses the challenges faced by new retirees and offers practical steps to navigate this transition. You'll also hear from a caller dealing with complex family trust issues, showcasing real-life scenarios handled with professional advice. David covers essential components of a successful retirement plan, including investment strategies, income generation, healthcare, and estate planning. Tune in for valuable insights and advice to help make your retirement years truly golden.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander explores the diverse personalities you'll encounter in retirement. From the superhero volunteer to the tireless mover, David walks you through nine unique types of retirees, sharing valuable lessons each one offers. Whether you're just entering your golden years or planning ahead, this episode provides insights on how to navigate retirement with more confidence and purpose. Tune in to discover which type you might be and learn strategies to help make your retirement fulfilling.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander dives into the pressing issue of long-term care and its financial impacts. With a personal story about his friend John's elderly mother facing unexpected health challenges, David highlights the struggles many face when sudden health issues arise, leading to long-term care needs. This episode is particularly valuable for those with elderly parents, as David outlines five strategies to manage and finance long-term care to avoid draining life savings. From navigating veterans' benefits to exploring insurance and legal options, join us to learn how to help protect your family's financial future against the high costs of health care.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Delve into a tumultuous week for the financial markets, marked by significant fluctuations across major indices, in this Protect Your Assets market segment. The Dow Jones remained stagnant, while the S&P 500 and Nasdaq experienced sharp declines of 3% and 5.5% respectively. Host David Hollander discusses the underlying factors influencing these shifts, including the latest Fed decisions on interest rates, which defy market expectations for reductions this year. Tune in as he analyzes the impact on bonds and the implications of recent geopolitical tensions in the Middle East on oil prices. Join David as he also explores the broader trends shaping market behavior, including a historical perspective on average returns and pullbacks since 1930, setting the stage for what investors might expect in the coming months.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode, David Hollander, aka The Sandman, dives into the crucial considerations for Americans reaching the retirement milestone of 65 in 2024, a record-setting year known as "Peak 65” or the “Silver Tsunami.” Highlighting the broad implications on Social Security, healthcare, and caregiving, David offers advice on legal status changes, Medicare enrollment, protection against financial scams, and the importance of preparing for retirement through diverse income streams and careful planning. The episode combines vital financial, legal, and health care information with actionable insights, emphasizing the need for early preparation and informed decision-making as one approaches this significant life milestone.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Dive into a standout week for the financial markets with The Sandman in this Protect Your Assets market segment. With the Dow, S&P 500, and Nasdaq all posting significant gains, and the S&P 500 hitting a notable milestone at 5234, The Sandman explores what's fueling this surge. Discover the impact of the latest FOMC meeting, where the Fed's decisions and economic projections hint at an optimistic future with potential rate cuts on the horizon. We'll also cover global central bank actions, from the Swiss National Bank's surprise rate cut to the Bank of Japan's rate increase—their first in 17 years. Plus, delve into the real estate market's inflation-defying jump and what the positive manufacturing outlook and stable jobless claims mean for the economy.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander explores strategies for possibly creating tax-free retirement income for business owners. Joined by insurance professional Tracy Tamura and Bill Poate of Friedmans Appliance, they delve into the risks business owners face and how to help protect and enhance employee and personal financial wellbeing. Discover insights on employee retention, wealth creation, and the transition of businesses to future generations. Plus, learn about the success behind Friedmans Appliance's employee ownership model.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, dive deep into the latest financial currents with David Hollander as he dissects an eventful week on Wall Street. Despite a stagnant Dow and a slight dip in Nasdaq, we saw gains in oil and signs of resilience in the bond market. Reflecting on the tumultuous aftermath of Silicon Valley Bank's collapse a year ago, The Sandman emphasizes the transformative journey from a bear to a bullish market reminiscent of the 90s. With inflation's persistent heat and the Federal Reserve's stance on interest rates, he unravels the complexities behind the recent economic data, including the surprising CPI and PPI reports.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Join David Hollander, also known as The Sandman, in this episode of Protect Your Assets as he breaks down what you need to know about your 401(k). With years of experience in tax, legal, and financial planning, David discusses the importance of being aware of fees, making informed investment choices in fluctuating markets, and managing the stress that comes with 401(k) decisions. Learn about the potential for hidden fees in your plan and how to investigate them, the reality of market volatility, and options for better managing your retirement savings. If you have questions about your 401(k) or want to get a clearer picture of how to handle your retirement planning, this episode offers a straightforward look at what you can consider doing.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman delves into the latest financial trends as the labor market begins to show signs of slowing, impacting the stock market for another week. He observes mixed performances across major indexes with the Dow dipping, the S&P 500 slightly up, and the Nasdaq experiencing a decline. Despite these fluctuations, international markets like Europe's show strength. The Sandman also unpacks recent jobs data suggesting a cooling labor market, which could be a silver lining for inflation concerns. Additionally, he explores the potential for interest rate cuts by major central banks in response to changing inflation expectations, and what this means for investors globally.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode, David Hollander, also known as The Sandman, takes us through the complexities of managing taxes with the deadline of April 15th looming. With the national debt hitting $34 trillion, it's more important than ever to be informed about how taxes impact retirement planning. David, with his 30 years of experience, discusses 10 strategies for potentially reducing your tax burden if you're nearing or in retirement. Whether you're curious about how to better prepare your taxes or interested in exploring ways to be more tax-efficient, this episode offers insights and considerations. From debunking common myths about Social Security and taxes to providing a closer look at the implications of the national debt on future taxation, tune in for a thoughtful exploration of tax planning for retirees.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Dive into the latest financial market updates where The Sandman highlights the S&P 500's new record, movements in the Dow, Nasdaq, oil, and gold prices. This market segment zeroes in on critical market indicators, the VIX and SKEW indexes, explaining their importance in forecasting market trends and assessing investor sentiment. The Sandman also unravels the implications of these indicators for managing investment risk and strategizing in the current economic climate.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, host David Hollander unpacks the complexities of fixed indexed annuities amidst a soaring stock market. As the S&P 500 reaches unprecedented highs, listeners are eager to participate in the gains without risking their entire investment. David addresses the mixed sentiments surrounding annuities, often seen as a financial enigma, by separating myths from facts. He introduces five strategic ways to invest in the market, with a special focus on fixed-indexed annuities as a tool for protecting against loss while still capturing potential upsides.   Additionally, David explores the impact of interest rate changes, the concept of MYGAs (multi-year guaranteed annuities), and how annuities may be beneficial for your financial planning. Whether you're considering entering the market, seeking to protect your gains, or curious about annuities, this episode offers valuable insights into making informed decisions in a volatile market environment.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

This market segment explores the phenomenon of "platinum-locks," a new market high surpassing the traditional "Goldilocks" phase. Amidst the Dow Jones and S&P 500 reaching historic levels, David Hollander, also known as The Sandman, navigates the fine line between embracing market optimism and acknowledging the inevitable risks. He reviews recent market performances, including the impact of Nvidia's earnings surprise, and dissects investor sentiment through various indicators. With a balanced view on the bullish and bearish arguments surrounding current valuations, The Sandman emphasizes the importance of cautious investment strategies.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In an era of potentially increasing taxes, 'Protect Your Assets' with David Hollander, also known as The Sandman, offers invaluable insights into creating tax-free income for retirement and guides listeners through the complexities of the tax landscape, particularly as the favorable rates introduced by the 2018 tax cuts are set to expire in 2025. This episode focuses on actionable strategies to help your retirement income remain unaffected by future tax hikes. Whether it's through savvy investment in municipal bonds, understanding capital gains, or exploring insurance policies as a retirement plan, The Sandman covers it all.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman tackles how inflation continues to affect the markets, touching on the Dow Jones dropping slightly and the Nasdaq's bigger fall. He dives into why the stock market went down last week, driven by higher-than-expected inflation rates. Additionally, The Sandman looks at shifts in the stock market, with more than just big tech companies seeing gains, and touches on how things like geopolitical tensions are impacting oil prices and what's happening with gold. The segment wraps up with thoughts on the 10-year Treasury yield and what it could mean for the future.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Welcome to the latest episode of Protect Your Assets with David Hollander. This week, we dive into a range of crucial financial topics, including developing trends in investments and capital allocation, the impact of AI on investment strategies, the intricacies of Prop 19, and much more. Stay tuned for insightful discussions and advice on navigating this complex financial landscape. Don't forget to like, share, and subscribe for more valuable content!  Have questions or need financial guidance? Reach out to us at retire@libertygroupllc.com for personalized advice.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Dive into this week's market segment where David Hollander explores the subtle yet significant shifts in major indices and bond rates. With the Dow and S&P climbing, the Nasdaq not far behind, and oil prices taking a dip, he dissects what these numbers signify for investors and the broader economy. He'll unravel the Fed's latest stance on interest rates and how it's influencing market dynamics. Plus, get The Sandman’s take on the latest job numbers and their inflationary implications, the ISM Manufacturing Index's surprising uptick, and what is underlying in the NYCB's earnings report. Join Protect Your Assets as we connect the dots between economic indicators, Federal Reserve policies, and the investment landscape.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In the latest episode of Protect Your Assets, The Sandman concludes the financial Boot camp series with vital insights into government benefits you've been contributing to throughout your working life. He demystifies the recent changes in Medicare, including premium adjustments and eligibility criteria, to help you make informed decisions. The Sandman also delves into long-term care insurance nuances and the surprising shifts in Medi-Cal eligibility in California. Whether you're considering retirement this year or seeking to optimize your entitlements, this episode offers clear, actionable advice for your financial future.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman discusses the implications of the Dow and S&P 500 reaching all-time highs and explores the hard versus soft landing scorecard, shedding light on key economic indicators like the ISM manufacturing PMI index and employment trends. Insights into consumer behavior and market impact are drawn from recent data from companies such as 3M and Synchrony Financial. This segment also addresses the critical question of whether to continue investing in the current market, with a focus on S&P 500 valuations and the potential influences of the election year.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this third installment of the Protect Your Assets 2024 financial bootcamp series, we delve into some key investment and other financial landmines that await in the year ahead. As your drill sergeant, David Hollander guides you through the potential pitfalls in investment and tax planning, especially with the anticipated volatility and changing interest rates.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, David Hollander dissects the week's market activities, including movements in the Dow, S&P 500, and Nasdaq, while looking ahead to crucial economic reports. Gain insights into inflation trends, the Federal Reserve's rate decisions, and their implications for investors. Tune in for a detailed analysis and strategic recommendations to navigate the complexities of investing in a fluctuating financial world.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Join The Sandman in another episode of the Protect Your Assets retirement bootcamp series, where he discusses the complexities of recent tax law changes in California and their impact on retirement planning. As we kick off the new year, the Sandman offers invaluable insights into the Secure Act 2.0, IRAs, Roths, 401(k)s, and 529 plans, providing listeners with tools to make informed financial decisions. Whether you're nearing retirement or just beginning to plan, this episode is a treasure trove of information that can help you optimize your tax situation and work toward making your New Year's financial resolutions a reality.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman explores key economic indicators, including the latest CPI and PPI data, and their impact on financial markets. Delve into the dynamics of the Dow, S&P 500, Nasdaq, and global indexes, alongside unusual trends in car insurance and used car prices. He also analyzes the Federal Reserve's potential rate changes and offers strategic insights into navigating stock and bond markets, emphasizing the importance of understanding these economic trends for informed investment decisions.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Welcome to the 2024 Protect Your Assets Financial Bootcamp! This empowering series dives deep into practical financial strategies and advice. In this episode, The Sandman tackles everything from retirement planning to efficient tax strategies, and even addresses listener questions. Whether you're planning to contribute more to your 401(k), wondering about the impact of tax hikes, or simply looking to make more informed financial decisions, this episode is packed with invaluable insights. Get ready to learn how to give every dollar a job, manage big-ticket expenses, and discover how to create tax-efficient income streams. Tune in to start working on your financial New Year’s resolutions!  Prop 19 information: www.boe.ca.gov/prop19 You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman dives into the stock market's journey through 2023, examining key indices, the impact of portfolio management strategies like 'window dressing,' and the role of major players like Apple. Looking ahead to 2024, he discusses the Federal Reserve's interest rate decisions, the economy's health, and the labor market's influence on market trends. This episode offers insights for investors on navigating potential volatility and strategic financial planning for the year ahead.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of the Protect Your Assets podcast, David Hollander discusses the complexities of required minimum distributions (RMDs) from retirement accounts like IRAs and 401(k)s. The episode covers crucial topics such as deferring RMDs, and effective aggregation methods for different accounts. David also explores the ABCs of RMDs, offering practical advice on how to calculate and efficiently withdraw these mandatory distributions. Listeners will gain insights into converting eligible tax-deferred retirement accounts to Roth IRAs, leveraging qualified charitable distributions, and the implications of RMDs on overall financial planning. The show highlights real-world examples and case studies, providing a comprehensive understanding of how RMDs affect retirement planning.  IRS Publication 590: https://www.irs.gov/forms-pubs/about-publication-590-b You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Join The Sandman for this Protect Your Assets market segment, where he explores key economic developments, focusing on recent trends in inflation, job reports, and stock market performance. A highlight of this market segment is the exploration of GLP-1 drugs, initially for diabetes, now impacting weight loss and their surprising effects on large cap pharma stocks and the food industry. The Sandman provides insights into how investors can navigate this trend.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

 In this episode of Protect Your Assets, David Hollander shares crucial tax insights as 2024 approaches. This episode is a must-listen for anyone looking to minimize their tax burden before the year concludes. David, with over 30 years’ experience in tax planning, estate law, and wealth management, provides actionable advice on a range of topics, including adjusting tax withholdings, maximizing 401(k) contributions, leveraging Health Savings Accounts (HSAs), and understanding capital gains tax exemptions. The podcast also delves into specific tax-saving strategies such as net unrealized appreciation (NUA) and qualified charitable distributions (QCDs), helping listeners navigate complex financial terrain with greater ease. Whether you're concerned about retirement planning, stock options, or reducing your tax liability, this episode offers valuable tips and strategies to make your money work smarter, not harder.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this Protect Your Assets market segment, host David Hollander offers a comprehensive analysis of the financial markets as we approach 2024. Highlighting the remarkable performance of the Dow, S&P 500, Nasdaq, and international indices, David delves into what made November 2023 a month to remember, with some indices reaching their best returns in decades. The episode also explores the impressive rise in bonds, a noteworthy trend in the financial landscape. David presents the bull and bear cases for the 2024 market, examining potential economic scenarios, inflation trends, and Federal Reserve policies. He also discusses the possibility of a continued bullish market versus a potential downturn, offering realistic targets and expectations.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

As we approach winter, the weather is getting colder. But is inflation cooling down with it? This past week, we saw positive trends in major stock indices. A key driver of the market was the October Consumer Price Index report, which showed a slight decrease in inflation. Learn more in this Protect Your Assets market segment.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this insightful episode of Protect Your Assets, The Sandman discusses a topic that many find challenging yet essential: talking about finances and long-term care plans with independent parents. This episode will help equip you with the tools and strategies to initiate this dialogue with sensitivity and respect, ensuring you don't come across as greedy or intrusive, yet are not caught off-guard by future responsibilities. Listen as The Sandman explores the nuances of this delicate subject, offering guidance and support to make these discussions as smooth and constructive as possible.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Understanding Social Security can be complex, with its intricate rules, benefit calculations, and eligibility criteria. However, it is essential to grasp this system when making financial decisions, especially as it plays a crucial role in retirement planning. Learn about recent updates from the Social Security Administration as well as key things you need to know before making your Social Security decisions in this episode of Protect Your Assets.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Do decreased consumer savings rates indicate that consumer spending may be slowing for this holiday season? Learn more about this, and why you should be paying attention to market volatility, in this Protect Your Assets market segment.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Description: Stocks on Wall Street experienced a significant rally this past week due to positive economic data and Federal Reserve statements, which led to a decrease in interest rates and a boost in market indexes like the Dow, S&P 500, and Nasdaq. Learn more in this Protect Your Assets market segment.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Are you thinking about selling your small business? Not sure what steps you need to take? Join The Sandman in this episode of Protect Your Assets as he provides insights on the essential steps to take before engaging in the sale of your business, and outlines the critical knowledge needed to seal the deal with confidence. This isn’t just about selling; it’s about understanding the full journey, pre- and post-sale, to ensure you’re making the most informed decisions for your future.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, The Sandman celebrates Halloween by delving into five tricks—not treats— financial advisors use that could potentially lead unsuspecting investors down a costly path. From excessive fees to questionable investment advice, The Sandman breaks down these tricks and provides insight into how you can make more informed, confident financial decisions.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman discusses whether he thinks we’re heading for another Black Monday and also gives advice on what he thinks investors should do in the current market.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

With Chairman Powell of the Federal Reserve and the International Monetary Fund (IMF) both signaling concerns over rising inflation, it's imperative for investors, retirees, and those nearing retirement to pay attention. But how can you protect your savings in such volatile times? Join The Sandman as he unpacks strategies to help you shield your savings from the effects of inflation.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this market segment, The Sandman discusses the effect of the rising 10-year Treasury yields and external influences, like Chairman Powell's comments, political events, and Middle East tensions, on the market.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

In this episode of Protect Your Assets, The Sandman interviews two special guests: Leah Kimble-Price, Executive Director at Bay Area Women Against Rape (BAWAR) and Jason van den Brand, Co-Founder and CEO of Wellahead.co.  Founded in 1971 in Oakland as the first rape crisis center in the country, BAWAR, serves anyone affected by sexual violence, offering trauma-informed, culturally appropriate support and community education.  Wellahead.co is an unbiased platform dedicated to locating and evaluating solutions for individuals seeking financial support for their ongoing in-home healthcare requirements.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ Bay Area Women Against Rape: https://bawar.org/ Wellahead.co: https://www.wellahead.co/

In this market segment, The Sandman answers a listener’s question: Why are yields rising? Hear the three main reasons treasury yields are currently going up.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Have you heard about the recent laws that could impact the taxes that you're going to pay on your IRA and your 401(k)? Under new rules and recent interpretations of those rules by the IRS, when you inherit a retirement account, you could be facing one of the highest tax bills you have ever seen. Learn more in this episode of Protect Your Assets with David Hollander.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

Do you need life insurance in retirement? In this episode of Protect Your Assets, The Sandman talks about life insurance from a legacy, tax, and estate planning perspective, discusses the different life insurance policies you may consider, and gives advice on how to create tax-free income for the rest of your life.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/