In Episode 202 of the Property Mastermind Podcast, Hilary Saxton and Bob Andersen revisit the most important points from their recent live lunchtime event on property development finance.

This episode is a must-listen if you're unclear about how development finance works, who lends the money, and how to structure deals for approval. From the two core funding stages to no-doc loans, capitalised interest, and lender types, Bob shares real experience and practical insight that new and seasoned developers need to understand.

Episode Highlights

[00:00] Intro and recap of the live finance session
[01:20] Why limited-time replays drive action and protect valuable IP
[02:45] Plans to re-record the session as a more visual YouTube version
[03:54] Book giveaway: Property Millionaires Exposed goes to Genita Abraha
[04:57] The two stages of property development finance: acquisition and construction
[07:15] Three ways to finance a development depending on cash and approvals
[09:50] Why residential banks don’t typically finance developments
[12:00] Understanding non-bank lenders and when to use them
[14:02] Why some developers use investment loans as a workaround for site purchases
[16:03] How second loans replace first mortgages at construction phase
[17:19] When private individuals provide second mortgages
[18:57] Types of lenders: banks, non-banks, and private equity
[20:00] APRA vs ASIC vs unregulated lenders
[21:29] No-doc loans: what they are, who uses them, and how they work
[24:58] Capitalised interest and why it helps manage cash flow
[26:39] How non-banks assess the deal more than the person
[27:44] Understanding line fees and how they affect your costs
[29:44] Real-world finance win: 4-hour loan approval on an apartment project
[31:45] Real-world finance challenge: when a broker’s misstep nearly lost a deal
[34:43] Why your feasibility must include what valuers and lenders need
[36:28] Developers selling to developers: why transparency matters
[37:50] Handover success for mentoring student David—project complete and listed

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Check out all the episodes - https://bit.ly/3ZDe2fZ 

🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑

Property Mastermind Courses:

👉 Getting Started in Property Development - https://bit.ly/4iwTI7E
👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy 

Property Mastermind Events:

👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j
👉 Full Event Schedule - https://bit.ly/4g0inzD 

Connect with us:

👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo
👉 Facebook Page - https://bit.ly/3D2eH1S
👉 Instagram - https://bit.ly/3D1a7AP
👉 YouTube - https://bit.ly/3Vp4ToG

In Episode 202 of the Property Mastermind Podcast, Hilary Saxton and Bob Andersen revisit the most important points from their recent live lunchtime event on property development finance.
This episode is a must-listen if you're unclear about how development finance works, who lends the money, and how to structure deals for approval. From the two core funding stages to no-doc loans, capitalised interest, and lender types, Bob shares real experience and practical insight that new and seasoned developers need to understand.
Episode Highlights
[00:00] Intro and recap of the live finance session [01:20] Why limited-time replays drive action and protect valuable IP [02:45] Plans to re-record the session as a more visual YouTube version [03:54] Book giveaway: Property Millionaires Exposed goes to Genita Abraha [04:57] The two stages of property development finance: acquisition and construction [07:15] Three ways to finance a development depending on cash and approvals [09:50] Why residential banks don&rsquo;t typically finance developments [12:00] Understanding non-bank lenders and when to use them [14:02] Why some developers use investment loans as a workaround for site purchases [16:03] How second loans replace first mortgages at construction phase [17:19] When private individuals provide second mortgages [18:57] Types of lenders: banks, non-banks, and private equity [20:00] APRA vs ASIC vs unregulated lenders [21:29] No-doc loans: what they are, who uses them, and how they work [24:58] Capitalised interest and why it helps manage cash flow [26:39] How non-banks assess the deal more than the person [27:44] Understanding line fees and how they affect your costs [29:44] Real-world finance win: 4-hour loan approval on an apartment project [31:45] Real-world finance challenge: when a broker&rsquo;s misstep nearly lost a deal [34:43] Why your feasibility must include what valuers and lenders need [36:28] Developers selling to developers: why transparency matters [37:50] Handover success for mentoring student David&mdash;project complete and listed
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Check out all the episodes -<a href="https://bit.ly/3ZDe2fZ"> https://bit.ly/3ZDe2fZ</a>&nbsp;
🔑 Exclusive Property Mastermind Mentoring -<a href="https://bit.ly/4ieAu6B"> https://bit.ly/4ieAu6B</a> 🔑
Property Mastermind Courses:
👉 Getting Started in Property Development -<a href="https://bit.ly/4iwTI7E"> https://bit.ly/4iwTI7E </a>👉 The Ultimate Property Development Bundle -<a href="https://bit.ly/3OH4VVy"> https://bit.ly/3OH4VVy</a>&nbsp;
Property Mastermind Events:
👉 The 3-Day Live Workshop -<a href="https://bit.ly/3ZnBe0j"> https://bit.ly/3ZnBe0j </a>👉 Full Event Schedule -<a href="https://bit.ly/4g0inzD"> https://bit.ly/4g0inzD</a>&nbsp;
Connect with us:
👉 Property Developer Secrets &amp; Hacks on Facebook -<a href="https://bit.ly/49r6kJo"> https://bit.ly/49r6kJo </a>👉 Facebook Page -<a href="https://bit.ly/3D2eH1S"> https://bit.ly/3D2eH1S </a>👉 Instagram -<a href="https://bit.ly/3D1a7AP"> https://bit.ly/3D1a7AP </a>👉 YouTube -<a href="https://bit.ly/3Vp4ToG"> https://bit.ly/3Vp4ToG</a>

Want to sky-rocket your property development career? Bob Andersen & Hilary Saxton are here to add value to your property journey, whether it be through high-quality education, guidance, and accountability. Stay tuned for weekly episodes!

Want to sky-rocket your property development career? Bob Andersen &amp; Hilary Saxton are here to add value to your property journey, whether it be through high-quality education, guidance, and accountability. Stay tuned for weekly episodes!

Property Mastermind - All Things Property Development

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