You can spend 15 years buying property, building equity, paying down debt and doing all the things that look financially responsible, yet still be no closer to buying back your time.

That’s the danger of disconnected investing.

In this solo episode of Get Invested, Bushy Martin brings together the critical pieces investors often consider separately: the life you actually want, the income that life will require, when you want the freedom to live it, what your current financial position can support, and exactly what job your next property needs to do.

Using the example of Michael and Jessica, Bushy shows how an aspirational $200,000 annual lifestyle income can translate into a $4 million future nest egg, a daunting $3.89 million future shortfall — and then, importantly, a much more practical $1.78 million Freedom Number in today’s terms.

But this isn’t about convincing you that you suddenly need to rush out and build a multimillion-dollar portfolio.

It’s about working backwards from the destination and identifying the next sensible move.

For Michael and Jessica, despite the longer-term numbers potentially pointing towards two or three properties, their current capacity suggests a working purchase ceiling of around $750,000, and one property as the next move.

And that property still needs to pass the right tests.

Because a good property can be a bad investment for you if it doesn’t match your purpose, capacity or ability to comfortably hold it.

Bushy also compares two hypothetical $750,000 investments to demonstrate just how different the holding experience can be. In the examples explored, an established property could require around $705 a week to hold, compared with approximately $217 a week for a qualifying new build — around 69% less in year one.

That doesn’t automatically make one better than the other. It means the numbers, the growth evidence and the job the property needs to perform all have to connect.

In this episode you’ll discover:


Why owning investment property doesn’t automatically mean you’re creating freedom


The five numbers that can turn a vague financial future into something measurable


The difference between your future GAP and your Freedom Number today


Why achieving freedom before super access generally requires accessible assets outside super


Why borrowing capacity and usable equity are different, and why neither alone tells you what you should spend


How to turn a much larger long-term wealth target into one practical next property decision


Why two properties at the same purchase price can have dramatically different holding costs


When growth should be the priority, and why cash flow can become increasingly important later


How Infrastructure, Industry, Incomes, Population, Position and Property help test the growth case


The five questions every potential investment property should pass before you say yes


Why your strategy needs to be recalculated when your life, finances or goals materially change

You don’t need to solve the next 20 years today.

But you do need to know what you’re trying to build, what your current position can safely support and what your next investment is actually being employed to achieve.

Start with the numbers. Test the property against its job. Then make the next move — not every move.

Because real strategy isn’t collecting tactics or properties. It’s diagnosing what’s stopping you, choosing the right pathway, aligning your actions and adjusting as life changes.

FREE PROPERTY INVESTOR’S FIELD GUIDE

How Should I Invest In Property Now?

After months of post-Budget analysis, modelling and conversations with investors around Australia, Bushy has distilled the key insights into a practical guide designed to help you cut through the confusion and identify the opportunities that still exist for strategic property investors.

Download your free copy here: https://bushymartin.com.au/fieldguide

Take the next step with Bushy

Personal Solutions Session

Get clarity and personalised guidance: Book now

Property W.E.A.L.T.H Program - live now!

Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth

Find your Freedom Formula

Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour!

Find out more https://bushymartin.com.au/freedom-formula-course

Subscribe to Property Hub for free now on your favourite podcast player.

Take the next step - connect, engage and get more insights with theProperty Hub community atlinktr.ee/propertyhubau

Get property investment and wealth resources, and book a Personal Solution Session with Bushy.

All the links and info are here: linktr.ee/propertyhubau

About Get Invested, a Property Hub show

Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential.

Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them.

Subscribe now on  Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free.

For business enquiries, email andrew@apiromarketing.com.

This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

You can spend 15 years buying property, building equity, paying down debt and doing all the things that look financially responsible, yet still be no closer to buying back your time.
That&rsquo;s the danger of disconnected investing.
In this solo episode of Get Invested, Bushy Martin brings together the critical pieces investors often consider separately: the life you actually want, the income that life will require, when you want the freedom to live it, what your current financial position can support, and exactly what job your next property needs to do.
Using the example of Michael and Jessica, Bushy shows how an aspirational $200,000 annual lifestyle income can translate into a $4 million future nest egg, a daunting $3.89 million future shortfall &mdash; and then, importantly, a much more practical $1.78 million Freedom Number in today&rsquo;s terms.
But this isn&rsquo;t about convincing you that you suddenly need to rush out and build a multimillion-dollar portfolio.
It&rsquo;s about working backwards from the destination and identifying the next sensible move.
For Michael and Jessica, despite the longer-term numbers potentially pointing towards two or three properties, their current capacity suggests a working purchase ceiling of around $750,000, and one property as the next move.
And that property still needs to pass the right tests.
Because a good property can be a bad investment for you if it doesn&rsquo;t match your purpose, capacity or ability to comfortably hold it.
Bushy also compares two hypothetical $750,000 investments to demonstrate just how different the holding experience can be. In the examples explored, an established property could require around $705 a week to hold, compared with approximately $217 a week for a qualifying new build &mdash; around 69% less in year one.
That doesn&rsquo;t automatically make one better than the other. It means the numbers, the growth evidence and the job the property needs to perform all have to connect.
In this episode you&rsquo;ll discover:
<ul>
<li>
Why owning investment property doesn&rsquo;t automatically mean you&rsquo;re creating freedom
</li>
<li>
The five numbers that can turn a vague financial future into something measurable
</li>
<li>
The difference between your future GAP and your Freedom Number today
</li>
<li>
Why achieving freedom before super access generally requires accessible assets outside super
</li>
<li>
Why borrowing capacity and usable equity are different, and why neither alone tells you what you should spend
</li>
<li>
How to turn a much larger long-term wealth target into one practical next property decision
</li>
<li>
Why two properties at the same purchase price can have dramatically different holding costs
</li>
<li>
When growth should be the priority, and why cash flow can become increasingly important later
</li>
<li>
How Infrastructure, Industry, Incomes, Population, Position and Property help test the growth case
</li>
<li>
The five questions every potential investment property should pass before you say yes
</li>
<li>
Why your strategy needs to be recalculated when your life, finances or goals materially change
</li>
</ul>
You don&rsquo;t need to solve the next 20 years today.
But you do need to know what you&rsquo;re trying to build, what your current position can safely support and what your next investment is actually being employed to achieve.
Start with the numbers. Test the property against its job. Then make the next move &mdash; not every move.
Because real strategy isn&rsquo;t collecting tactics or properties. It&rsquo;s diagnosing what&rsquo;s stopping you, choosing the right pathway, aligning your actions and adjusting as life changes.
FREE PROPERTY INVESTOR&rsquo;S FIELD GUIDE
How Should I Invest In Property Now?
After months of post-Budget analysis, modelling and conversations with investors around Australia, Bushy has distilled the key insights into a practical guide designed to help you cut through the confusion and identify the opportunities that still exist for strategic property investors.
Download your free copy <a href="https://bushymartin.com.au/fieldguide">here</a>: https://bushymartin.com.au/fieldguide
Take the next step with Bushy
Personal Solutions Session
Get clarity and personalised guidance: <a href="https://app.acuityscheduling.com/schedule.php?owner=12550363&amp;appointmentType=category:Let%27s%20Connect%20you%20with%20Bushy%20Martin%20%28PSS%2FPMS%29">Book now</a>
Property W.E.A.L.T.H Program - live now!
Be first to access discounts + free Module 1: <a href="https://courses.bushymartin.com.au/property-wealth">Find out more</a> https://courses.bushymartin.com.au/property-wealth
Find your Freedom Formula
Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour!
<a href="https://bushymartin.com.au/freedom-formula-course">Find out more</a>&nbsp;<a href="https://bushymartin.com.au/freedom-formula-course">https://bushymartin.com.au/freedom-formula-course</a>
Subscribe to Property Hub for free now on your favourite podcast player.
Take the next step - connect, engage and get more insights with the<a href="https://linktr.ee/propertyhubau"> Property Hub</a> community at<a href="https://linktr.ee/propertyhubau"> linktr.ee/propertyhubau</a>
Get property investment and wealth resources, and book a <a href="https://knowhowgroup.as.me/schedule/c660dda5/appointment/24325294/calendar/675356?appointmentTypeIds%5B%5D=24325294">Personal Solution Session</a> with Bushy.
All the links and info are here:<a href="https://linktr.ee/propertyhubau"> linktr.ee/propertyhubau</a>
About Get Invested, a Property Hub show
Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full &lsquo;self, health and wealth&rsquo; potential.
Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia&rsquo;s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them.
Subscribe now on <a href="https://podcasts.apple.com/au/podcast/get-invested/id1363808121"> Apple Podcasts</a>,<a href="https://open.spotify.com/show/1mKuLEYZNG1jS8TMGStM0P"> Spotify</a> and<a href="https://www.youtube.com/channel/UCxTBfhLIAHCwgQUROmQBaDw"> YouTube</a> to get every Get Invested episode each week for free.
For business enquiries, email <a href="mailto:andrew@apiromarketing.com">andrew@apiromarketing.com</a>.
This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Property Hub is your home for property investment insights, inspiration and stories from Australia’s top property experts, investors, leaders and analysts. Created by top property investment commentators Bushy Martin and Kevin Turner, Property Hub brings together two of Australia’s most popular weekly podcasts for property investors under one roof, RealtyTalk and Get Invested.  RealtyTalk is your trusted voice in property investment and Australia’s most popular online property show. ​​Get the latest, red hot property investing news and insights direct from Australia’s property industry leaders and influencers every week. Get Invested is the leading podcast for Australians who want to unlock their full ‘self, health and wealth’ potential. You’ll hear the inspiring stories, practical know-how and lessons learned from some of the country’s most successful property investors, founders and entrepreneurs who not only invest well, but live by design.  Both shows are hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle. Subscribe to Property Hub on your favourite podcast player, and get two powerful episodes delivered to you each week. More Realty Talk episodes and info: https://linktr.ee/propertyhubau  More Get Invested episodes and info: https://bushymartin.com.au/podcasts Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podcast network DM Media.  Business and partnership enquiries: podcasts@dm.org.au

Property Hub is your home for property investment insights, inspiration and stories from Australia’s top property experts, investors, leaders and analysts. Created by top property investment commentators Bushy Martin and Kevin Turner, Property Hub brings together two of Australia’s most popular weekly podcasts for property investors under one roof, RealtyTalk and Get Invested.  RealtyTalk is your trusted voice in property investment and Australia’s most popular online property show. ​​Get the latest, red hot property investing news and insights direct from Australia’s property industry leaders and influencers every week. Get Invested is the leading podcast for Australians who want to unlock their full ‘self, health and wealth’ potential. You’ll hear the inspiring stories, practical know-how and lessons learned from some of the country’s most successful property investors, founders and entrepreneurs who not only invest well, but live by design.  Both shows are hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle. Subscribe to Property Hub on your favourite podcast player, and get two powerful episodes delivered to you each week. More Realty Talk episodes and info: <a href="https://linktr.ee/propertyhubau">https://linktr.ee/propertyhubau</a>  More Get Invested episodes and info: https://bushymartin.com.au/podcasts Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podcast network DM Media.  Business and partnership enquiries: podcasts@dm.org.au

Self, Health and Wealth Interviews, Insights & Stories

Property Hub - Investment Insights & Inspiration

Property Hub is your home for property investment insights, inspiration and stories from Australia’s top property experts, investors, leaders and analysts.
Created by top property investment commentators Bushy Martin and Kevin Turner, Property Hub brings together two of Australia’s most popular weekly podcasts for property investors under one roof, RealtyTalk and Get Invested. 

RealtyTalk is your trusted voice in property investment and Australia’s most popular online property show. ​​Get the latest, red hot property investing news and insights direct from Australia’s property industry leaders and influencers every week.

Get Invested is the leading podcast for Australians who want to unlock their full ‘self, health and wealth’ potential. You’ll hear the inspiring stories, practical know-how and lessons learned from some of the country’s most successful property investors, founders and entrepreneurs who not only invest well, but live by design. 

Both shows are hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle.

Subscribe to Property Hub on your favourite podcast player, and get two powerful episodes delivered to you each week.

More Realty Talk episodes and info: https://channels.realty.com.au/realtytalk/

More Get Invested episodes and info: https://bushymartin.com.au/podcasts

Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podcast network DM Media. 

Business and partnership enquiries: antony@dm.org.au