EP 003: Financing plays a huge role in our investing journey. 

But with the current state the lending industry is in, where interest rates and deposits are a lot higher compared to the previous years, it seems like we’re facing a huge roadblock. 

What do you do? 

Should you just give up on property investing altogether or is there a way to play the property game that will still be profitable to you?

Grant and I discuss our personal strategies and how we manage to cope in the present investing landscape we’re in in this podcast. 



Episode Highlights:

00:00 Welcome to Property and Investing

03:05 Our experience with lending today

05:10 Financing can ruin a deal 

07:39 The lending is now the roadblock 

08:15 Rates and deposit requirements are higher now 

09:37 How are we thinking about property now 

13:25 Being privy to other lending options 

15:03 Optimising the current portfolio instead of acquiring 

16:50 Cash flow assets and what you need to consider 

18:23 Different environment, different strategy 

21:41 Frequency of checking financials

24:55 Does property happen in cycles or is it linear? 

28:58 Buying property in cycles - market timing 

33:48 Taking on a sh***y loan now will impede future moves  



If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 



Resources: 

○ Property and Investing website: https://propertyandinvesting.com/



Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001



Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com



DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

EP 003: Financing plays a huge role in our investing journey. 
But with the current state the lending industry is in, where interest rates and deposits are a lot higher compared to the previous years, it seems like we’re facing a huge roadblock. 
What do you do? 
Should you just give up on property investing altogether or is there a way to play the property game that will still be profitable to you?
Grant and I discuss our personal strategies and how we manage to cope in the present investing landscape we’re in in this podcast. 
 
Episode Highlights:
00:00 Welcome to Property and Investing
03:05 Our experience with lending today
05:10 Financing can ruin a deal 
07:39 The lending is now the roadblock 
08:15 Rates and deposit requirements are higher now 
09:37 How are we thinking about property now 
13:25 Being privy to other lending options 
15:03 Optimising the current portfolio instead of acquiring 
16:50 Cash flow assets and what you need to consider 
18:23 Different environment, different strategy 
21:41 Frequency of checking financials
24:55 Does property happen in cycles or is it linear? 
28:58 Buying property in cycles - market timing 
33:48 Taking on a sh***y loan now will impede future moves  
 
If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 
 
Resources: 
○ Property and Investing website: <a href="https://propertyandinvesting.com/">https://propertyandinvesting.com/</a> 
 
Subscribe: 
○ Subscribe on Youtube: <a href="https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g">https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g</a> 
○ Subscribe on Apple Podcast: <a href="https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001">https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001</a> 
 
Connect with Property and Investing: 
○ Join the Property and Investing Community: <a href="https://www.facebook.com/groups/propertyandinvesting">https://www.facebook.com/groups/propertyandinvesting</a> 
○ Follow us on Facebook: <a href="https://www.facebook.com/propertyandinvestingcom">https://www.facebook.com/propertyandinvestingcom</a> 
○ Follow us on Instagram:<a href="https://www.instagram.com/propertyandinvesting/"> https://www.instagram.com/propertyandinvesting/</a>
○ Follow us on TikTok:<a href="https://www.tiktok.com/@propertyandinvesting"> https://www.tiktok.com/@propertyandinvesting</a>
○ Send your enquiries or drop by to say hello: <a href="mailto:grant@propertyandinvesting.com">grant@propertyandinvesting.com</a>
 
DISCLAIMER:
All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you!

The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you! The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals. Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

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