EP 023: In this week’s podcast episode, we’ll be covering everything you need to know when you’re considering to buy a home. 

Together with Aaron Whybrow and Karina Fox of Diagnostics and Finance, we’ll be discussing:

- The limitations of rent-vesting
- Considerations before buying a PPR
- As well as equity, borrowing capacity and more!

PS: Share with us your experiences! Have you bought the big PPR or are you still rent-vesting? I’d love to hear some real world experiences around this topic!



Episode Highlights:

00:00 Welcome to Property and Investing

03:36 When is the right time to buy your PPR?

10:22 Other considerations to get you buying a PPR

15:01 Karina’s rental experience and professional house sitting

18:42 Limitations of rentvesting

19:48 Is being a rentvestor still viable in Australia?

24:30 The borrowing power of a rentvestor and the owner occupier advantage

26:42 What's too much house?

34:32 Using equity or selling an investment property to purchase a PPR 



If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 



Resources: 

○ Property and Investing website: https://propertyandinvesting.com/

○ If you want to find out more about our guests, Aaron Whybrow and Karina Fox head over to: https://propertyandinvesting.com/partners/



About the Guest: 

Aaron Whybrow is the founder of Diagnostics and Finance, a Financial Broking and Personal Risk Insurance Business.

Diagnostics & Finance (ARW Financial Services Pty Ltd) is a Credit Representative 425540 of Finsure Finance & Insurance ACL 384704.

He is known as the ‘bagpiping mortgage broker’, who prides himself on having no ‘flats’ in his career. He blends his experiences as a former intensive care unit nurse and medical sales rep to provide the best outcomes for his clients.

Karina Fox has extensive experience in Finance, Mortgage Broking and HR. She prides herself in taking the time to understand her clients dreams and aspirations, focuses on educating her clients to assist them in making the best financial decisions, which ultimately yield the results that align with their goals. With a passion for first time property buyers, first time investors, those looking for SMSF and women on their finance journey, Karina understands the power of assisting her clients in making educated decisions.

As an Aerial Yoga instructor, Karina’s approach to finance is “flexibility”. She acknowledges that “not everyone’s story fits into a box”, and it is this attitude that make her stand out.

When she is not practicing Aerial Yoga, she values time spent with her family and partner, enjoying nature and volunteering for RizeUp – an organisation that helps families impacted by domestic violence.

To connect with Aaron Whybrow and Karina Fox, head over to: https://propertyandinvesting.com/partners/diagnostics-and-finance/



Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001



Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com



DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

EP 023: In this week’s podcast episode, we’ll be covering everything you need to know when you’re considering to buy a home. 
Together with Aaron Whybrow and Karina Fox of Diagnostics and Finance, we’ll be discussing:
- The limitations of rent-vesting - Considerations before buying a PPR - As well as equity, borrowing capacity and more!
PS: Share with us your experiences! Have you bought the big PPR or are you still rent-vesting? I’d love to hear some real world experiences around this topic!
 
Episode Highlights:
00:00 Welcome to Property and Investing
03:36 When is the right time to buy your PPR?
10:22 Other considerations to get you buying a PPR
15:01 Karina’s rental experience and professional house sitting
18:42 Limitations of rentvesting
19:48 Is being a rentvestor still viable in Australia?
24:30 The borrowing power of a rentvestor and the owner occupier advantage
26:42 What's too much house?
34:32 Using equity or selling an investment property to purchase a PPR 
 
If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 
 
Resources: 
○ Property and Investing website: <a href="https://propertyandinvesting.com/">https://propertyandinvesting.com/</a> 
○ If you want to find out more about our guests, Aaron Whybrow and Karina Fox head over to: <a href="https://propertyandinvesting.com/partners/">https://propertyandinvesting.com/partners/</a> 
 
About the Guest: 
Aaron Whybrow is the founder of Diagnostics and Finance, a Financial Broking and Personal Risk Insurance Business.
Diagnostics &amp; Finance (ARW Financial Services Pty Ltd) is a Credit Representative 425540 of Finsure Finance &amp; Insurance ACL 384704.
He is known as the ‘bagpiping mortgage broker’, who prides himself on having no ‘flats’ in his career. He blends his experiences as a former intensive care unit nurse and medical sales rep to provide the best outcomes for his clients.
Karina Fox has extensive experience in Finance, Mortgage Broking and HR. She prides herself in taking the time to understand her clients dreams and aspirations, focuses on educating her clients to assist them in making the best financial decisions, which ultimately yield the results that align with their goals. With a passion for first time property buyers, first time investors, those looking for SMSF and women on their finance journey, Karina understands the power of assisting her clients in making educated decisions.
As an Aerial Yoga instructor, Karina’s approach to finance is “flexibility”. She acknowledges that “not everyone’s story fits into a box”, and it is this attitude that make her stand out.
When she is not practicing Aerial Yoga, she values time spent with her family and partner, enjoying nature and volunteering for RizeUp – an organisation that helps families impacted by domestic violence.
To connect with Aaron Whybrow and Karina Fox, head over to: <a href="https://propertyandinvesting.com/partners/diagnostics-and-finance/">https://propertyandinvesting.com/partners/diagnostics-and-finance/</a> 
 
Subscribe: 
○ Subscribe on Youtube: <a href="https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g">https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g</a> 
○ Subscribe on Apple Podcast: <a href="https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001">https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001</a> 
 
Connect with Property and Investing: 
○ Join the Property and Investing Community: <a href="https://www.facebook.com/groups/propertyandinvesting">https://www.facebook.com/groups/propertyandinvesting</a> 
○ Follow us on Facebook: <a href="https://www.facebook.com/propertyandinvestingcom">https://www.facebook.com/propertyandinvestingcom</a> 
○ Follow us on Instagram:<a href="https://www.instagram.com/propertyandinvesting/"> https://www.instagram.com/propertyandinvesting/</a>
○ Follow us on TikTok:<a href="https://www.tiktok.com/@propertyandinvesting"> https://www.tiktok.com/@propertyandinvesting</a>
○ Send your enquiries or drop by to say hello: <a href="mailto:grant@propertyandinvesting.com">grant@propertyandinvesting.com</a> 
 
DISCLAIMER:
All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you!

The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you! The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals. Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

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