EP 007: What awaits property investors and homeowners who will be affected by the mortgage rate cliff in Australia? 

Having enjoyed lower interest rate repayments for some time, the significant jump in rates is causing panic. 

So in this podcast episode, we have brought in Aaron Whybrow to shed light on this economic issue. He explains what the mortgage rate cliff means, the impact it has on investors and property owners, and helpful strategies to soften the blow.

Grab your headphones and listen in. We’d love to know if you found this episode helpful.



Episode Highlights:

00:00 Welcome to Property and Investing

04:23 What is the mortgage rate cliff?

08:07 Differences in mortgage payments with the mortgage rate cliff

11:38 How many investors are preparing for the mortgage rate cliff

18:36 Impacts of the mortgage rate cliff on household owners vs. investors

21:59 Strategies to combat the mortgage rate cliff 

26:50 How rates will change for interest-only loans vs. principal & interest loans

30:08 Understand what strategy you incorporate as an investor

35:17 Potential impacts of mortgage rates cliff and how to deal with them

42:15 Recession, massive downfalls, are these just an exaggeration?

46:58 What is Aaron doing personally to prepare for the mortgage rate cliff?



If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 



Resources: 

○ Property and Investing website: https://propertyandinvesting.com/

○ If you want to find out more about our guest, Aaron Whybrow, head over to: https://propertyandinvesting.com/partners/



About the Guest: 

Aaron Whybrow is the founder of Diagnostics and Finance, a Financial Broking and Personal Risk Insurance Business.

Diagnostics & Finance (ARW Financial Services Pty Ltd) is a Credit Representative 425540 of Finsure Finance & Insurance ACL 384704.

He is known as the ‘bagpiping mortgage broker’, who prides himself on having no ‘flats’ in his career. He blends his experiences as a former intensive care unit nurse and medical sales rep to provide the best outcomes for his clients. 

To connect with Aaron and his team of mortgage professionals, head over to: https://propertyandinvesting.com/partners/diagnostics-and-finance/



Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001



Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com



DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

EP 007: What awaits property investors and homeowners who will be affected by the mortgage rate cliff in Australia? 
Having enjoyed lower interest rate repayments for some time, the significant jump in rates is causing panic. 
So in this podcast episode, we have brought in Aaron Whybrow to shed light on this economic issue. He explains what the mortgage rate cliff means, the impact it has on investors and property owners, and helpful strategies to soften the blow.
Grab your headphones and listen in. We’d love to know if you found this episode helpful.
 
Episode Highlights:
00:00 Welcome to Property and Investing
04:23 What is the mortgage rate cliff?
08:07 Differences in mortgage payments with the mortgage rate cliff
11:38 How many investors are preparing for the mortgage rate cliff
18:36 Impacts of the mortgage rate cliff on household owners vs. investors
21:59 Strategies to combat the mortgage rate cliff 
26:50 How rates will change for interest-only loans vs. principal &amp; interest loans
30:08 Understand what strategy you incorporate as an investor
35:17 Potential impacts of mortgage rates cliff and how to deal with them
42:15 Recession, massive downfalls, are these just an exaggeration?
46:58 What is Aaron doing personally to prepare for the mortgage rate cliff?
 
If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 
 
Resources: 
○ Property and Investing website: <a href="https://propertyandinvesting.com/">https://propertyandinvesting.com/</a> 
○ If you want to find out more about our guest, Aaron Whybrow, head over to: <a href="https://propertyandinvesting.com/partners/">https://propertyandinvesting.com/partners/</a> 
 
About the Guest: 
Aaron Whybrow is the founder of Diagnostics and Finance, a Financial Broking and Personal Risk Insurance Business.
Diagnostics &amp; Finance (ARW Financial Services Pty Ltd) is a Credit Representative 425540 of Finsure Finance &amp; Insurance ACL 384704.
He is known as the ‘bagpiping mortgage broker’, who prides himself on having no ‘flats’ in his career. He blends his experiences as a former intensive care unit nurse and medical sales rep to provide the best outcomes for his clients. 
To connect with Aaron and his team of mortgage professionals, head over to: <a href="https://propertyandinvesting.com/partners/diagnostics-and-finance/">https://propertyandinvesting.com/partners/diagnostics-and-finance/</a> 
 
Subscribe: 
○ Subscribe on Youtube: <a href="https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g">https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g</a> 
○ Subscribe on Apple Podcast: <a href="https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001">https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001</a> 
 
Connect with Property and Investing: 
○ Join the Property and Investing Community: <a href="https://www.facebook.com/groups/propertyandinvesting">https://www.facebook.com/groups/propertyandinvesting</a> 
○ Follow us on Facebook: <a href="https://www.facebook.com/propertyandinvestingcom">https://www.facebook.com/propertyandinvestingcom</a> 
○ Follow us on Instagram:<a href="https://www.instagram.com/propertyandinvesting/"> https://www.instagram.com/propertyandinvesting/</a>
○ Follow us on TikTok:<a href="https://www.tiktok.com/@propertyandinvesting"> https://www.tiktok.com/@propertyandinvesting</a>
○ Send your enquiries or drop by to say hello: <a href="mailto:grant@propertyandinvesting.com">grant@propertyandinvesting.com</a> 
 
DISCLAIMER:
All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you!

The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you! The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals. Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

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