EP 004: We all know how lucrative an investment property is. 

However, several factors are at play to maximise the benefits you’d reap out of your portfolio. One of them is an offset account. 

In today’s podcast episode, we define what an offset account is, different offset accounts for different mortgage products, the strategic ways you can use it to achieve your investment goals, and many more. 

Grab your earphones and listen to the full episode. Join the discussion and let us know the strategic ways you have used an offset account for your investing goals.



Episode Highlights:

00:00 Welcome to Property and Investing

04:17 What is an offset account?

09:19 Why mortgages don’t just come with an offset account 

13:40 Different ways offset accounts work

20:07 Offset accounts and different structures 

29:04 Different loans have different interest rates 

35:45 The opportunity cost of not knowing what offset accounts are

36:39 How to best utilise your offset accounts today 

45:18 Quality mortgage brokers are essential to your property game 

48:37 Potholes that exist in offset accounts



If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 



Resources: 

○ Property and Investing website: https://propertyandinvesting.com/



Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001



Connect with Property and Investing: 

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: grant@propertyandinvesting.com



DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

EP 004: We all know how lucrative an investment property is. 
However, several factors are at play to maximise the benefits you’d reap out of your portfolio. One of them is an offset account. 
In today’s podcast episode, we define what an offset account is, different offset accounts for different mortgage products, the strategic ways you can use it to achieve your investment goals, and many more. 
Grab your earphones and listen to the full episode. Join the discussion and let us know the strategic ways you have used an offset account for your investing goals.
 
Episode Highlights:
00:00 Welcome to Property and Investing
04:17 What is an offset account?
09:19 Why mortgages don’t just come with an offset account 
13:40 Different ways offset accounts work
20:07 Offset accounts and different structures 
29:04 Different loans have different interest rates  
35:45 The opportunity cost of not knowing what offset accounts are
36:39 How to best utilise your offset accounts today 
45:18 Quality mortgage brokers are essential to your property game 
48:37 Potholes that exist in offset accounts
 
If you enjoyed this episode, be sure to subscribe, tune in and share this podcast! 
 
Resources: 
○ Property and Investing website: <a href="https://propertyandinvesting.com/">https://propertyandinvesting.com/</a> 
 
Subscribe: 
○ Subscribe on Youtube: <a href="https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g">https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g</a>
○ Subscribe on Apple Podcast: <a href="https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001">https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001</a> 
 
Connect with Property and Investing: 
○ Join the Property and Investing Community: <a href="https://www.facebook.com/groups/propertyandinvesting">https://www.facebook.com/groups/propertyandinvesting</a> 
○ Follow us on Facebook: <a href="https://www.facebook.com/propertyandinvestingcom">https://www.facebook.com/propertyandinvestingcom</a> 
○ Follow us on Instagram:<a href="https://www.instagram.com/propertyandinvesting/"> https://www.instagram.com/propertyandinvesting/</a>
○ Follow us on TikTok:<a href="https://www.tiktok.com/@propertyandinvesting"> https://www.tiktok.com/@propertyandinvesting</a>
○ Send your enquiries or drop by to say hello: <a href="mailto:grant@propertyandinvesting.com">grant@propertyandinvesting.com</a> 
 
DISCLAIMER:
All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you!

The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you! The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals. Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

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