Christopher talks about increases in interest rates and their consequences. What happens if you can’t pay your mortgage, the process that follows and the best point to buy a repossession.

Christopher talks about increases in interest rates and their consequences. What happens if you can&rsquo;t pay your mortgage, the process that follows and the&nbsp;best point to buy a repossession.

The Progressive Property Podcast helps you make smarter property & real estate investments, for leveraged property success & financial freedom, even with little or no money down. Whether you're a buy & hold investor, flipper, deal packager, multi-letter, want to get started, scale up, systemise or create multiple streams of property income, the Progressive Property Podcast will save you time & mistakes & help grow your knowledge, skills, & confidence. No fluff or filler, no ads and deep-dive real life information from real-deal investors who have some of the UKs largest portfolios. Interviews with millionaires, billionaires & successful real life Progressive Property community members will help you build your income generating portfolio in less time. Invest for freedom, choice & profit.

The Progressive Property Podcast

Progressive Property Podcast

Peter Interviews Property Finance Expert Christopher Foglietta

https://www.progressiveproperty.co.uk/raf/

Sean and Kevin tackle the burning question: is now a bad time to invest or a golden opportunity? Kevin shares contrarian wisdom about market timing, revealing why professionals continue making deals while amateurs wait for the perfect moment that never exists. With over 120 properties in his portfolio, Kevin gives advice on navigating uncertain markets, spotting opportunities when others panic and why housing will always remain a fundamental need—even in an AI-dominated future. 

KEY TAKEAWAYS
Don't try to time the market. Focus on finding good deals that work now rather than waiting for the "perfect" moment to buy.
Down markets create the best buying opportunities because motivated sellers fear prices dropping further, allowing you to negotiate better discounts.
Property remains a fundamental human need regardless of economic conditions or technology changes, people will always need somewhere to live.
Choose a strategy you'll actually implement in your local area. Deal packaging, rent-to-rent, service accommodation, or HMOs can all work when done right.
Government housing promises rarely materialise as planned because they benefit from higher property values that generate more tax revenue.
Economic downturns increase demand for affordable housing like HMOs as people look to save money by sharing accommodations with bills included.

 

BEST MOMENTS

"The amateurs wait till the market's gone up. They wait till the media tell them the market's gone up so they know which house to buy. Most people take their advice from their mate down the pub, their mate at work, their parents, or the media, and none of them have ever bought a house." 

"I have never seen anybody lose money when they held onto the house. Why? Because you ride it out and it goes back up. If you buy right, you'll always make money. And then when the market drops, you just ride it out and you survive." 

"Everyone is gonna need a home to live in. Property is the one thing that everybody needs. Food and housing, but food can be made artificial. Housing will always be housing because people will always need shelter."

"You can either make excuses or make money, but you're not making both. Two types of people listening to this podcast, those that let the world happen to them and those that create their own world. Which one are you?" 

 

 

 

VALUABLE RESOURCES

MSOPI – Multiple Streams of Income:

https://www.progressiveproperty.co.uk

https://kevinmcdonnell.co.uk

ABOUT THE HOST

Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.

 

ABOUT THE HOST

Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

CONTACT METHOD

https://www.facebook.com/kevinMcDonnellProperty/

https://kevinmcdonnell.co.uk/

TikTok: https://www.tiktok.com/@progressiveproperty

YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g

Twitter: https://twitter.com/progperty

LinkedIn: https://www.linkedin.com/company/progressiveproperty

Instagram: https://www.instagram.com/progressiveproperty/

Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity

Facebook Page: https://www.facebook.com/Progperty

<a href="https://www.progressiveproperty.co.uk/raf/">https://www.progressiveproperty.co.uk/raf/</a>
Sean and Kevin tackle the burning question: is now a bad time to invest or a golden opportunity? Kevin shares contrarian wisdom about market timing, revealing why professionals continue making deals while amateurs wait for the perfect moment that never exists. With over 120 properties in his portfolio, Kevin gives advice on navigating uncertain markets, spotting opportunities when others panic and why housing will always remain a fundamental need&mdash;even in an AI-dominated future.&nbsp;
KEY TAKEAWAYS
<ul>
<li>Don't try to time the market. Focus on finding good deals that work now rather than waiting for the "perfect" moment to buy.</li>
<li>Down markets create the best buying opportunities because motivated sellers fear prices dropping further, allowing you to negotiate better discounts.</li>
<li>Property remains a fundamental human need regardless of economic conditions or technology changes, people will always need somewhere to live.</li>
<li>Choose a strategy you'll actually implement in your local area. Deal packaging, rent-to-rent, service accommodation, or HMOs can all work when done right.</li>
<li>Government housing promises rarely materialise as planned because they benefit from higher property values that generate more tax revenue.</li>
<li>Economic downturns increase demand for affordable housing like HMOs as people look to save money by sharing accommodations with bills included.</li>
</ul>
&nbsp;
BEST MOMENTS
"The amateurs wait till the market's gone up. They wait till the media tell them the market's gone up so they know which house to buy. Most people take their advice from their mate down the pub, their mate at work, their parents, or the media, and none of them have ever bought a house."&nbsp;
"I have never seen anybody lose money when they held onto the house. Why? Because you ride it out and it goes back up. If you buy right, you'll always make money. And then when the market drops, you just ride it out and you survive."&nbsp;
"Everyone is gonna need a home to live in. Property is the one thing that everybody needs. Food and housing, but food can be made artificial. Housing will always be housing because people will always need shelter."
"You can either make excuses or make money, but you're not making both. Two types of people listening to this podcast, those that let the world happen to them and those that create their own world. Which one are you?"&nbsp;
&nbsp;
&nbsp;
&nbsp;
VALUABLE RESOURCES
<a href="https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB">MSOPI &ndash; Multiple Streams of Income:</a>
<a href="https://www.progressiveproperty.co.uk/">https://www.progressiveproperty.co.uk</a>
<a href="https://kevinmcdonnell.co.uk/">https://kevinmcdonnell.co.uk</a>
ABOUT THE HOST
Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property.&nbsp;With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.
&nbsp;
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor &amp; Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people&rsquo;s property to create financial freedom.&nbsp;&nbsp;
CONTACT METHOD
<a href="https://www.facebook.com/kevinMcDonnellProperty/">https://www.facebook.com/kevinMcDonnellProperty/</a>
<a href="https://kevinmcdonnell.co.uk/">https://kevinmcdonnell.co.uk/</a>
TikTok:&nbsp;<a href="https://www.tiktok.com/@progressiveproperty">https://www.tiktok.com/@progressiveproperty</a>
YouTube:&nbsp;<a href="https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g">https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g</a>
Twitter:&nbsp;<a href="https://twitter.com/progperty">https://twitter.com/progperty</a>
LinkedIn:&nbsp;<a href="https://www.linkedin.com/company/progressiveproperty">https://www.linkedin.com/company/progressiveproperty</a>
Instagram:&nbsp;<a href="https://www.instagram.com/progressiveproperty/">https://www.instagram.com/progressiveproperty/</a>
Facebook Community:&nbsp;<a href="https://www.facebook.com/groups/progressivepropertycommunity">https://www.facebook.com/groups/progressivepropertycommunity</a>
Facebook Page:&nbsp;<a href="https://www.facebook.com/Progperty">https://www.facebook.com/Progperty</a>

Is Now a Bad Time to Invest or a Golden Opportunity?

https://www.progressiveproperty.co.uk/raf/

Sean and Kev explore tactics for protecting your property portfolio, including creative financing methods and overlooked opportunities. Whether you're an experienced investor or just beginning, Sean and Kev share knowledge that could potentially save you thousands.

KEY TAKEAWAYS
Understanding market dynamics is essential before investing; analyse local trends, employment rates and development plans to identify areas with strong growth potential.
Creative financing strategies can unlock deals even in tight credit markets; leveraging joint ventures, private money and seller financing options increases your investment possibilities.
Building a reliable power team of professionals (solicitors, agents, contractors) is as important as finding the right property. The right connections can provide off market deals and save thousands in unexpected costs.
Due diligence is always essential, thorough inspection of property condition and legal aspects prevents costly surprises.
The right exit strategy should be determined before purchase, clarity on your endgame affects every aspect of the investment decision.
Mindset separates successful investors from the rest! Continuous learning, resilience through setbacks,and surrounding yourself with positive influences creates the foundation for sustainable property investment success.

 

BEST MOMENTS

"Property investment isn't about getting rich overnight; it's about making informed decisions that build wealth consistently over time. I've seen too many people rush in with emotion rather than analysis."

"The biggest mistake new investors make is thinking that the deal ends at purchase. That's when the real work begins, managing effectively, controlling costs, and executing your strategy with discipline."

"I've seen properties that looked perfect on paper become nightmares because investors skipped proper surveys. That £500 saved upfront cost one client over £30,000 in structural repairs that could have been negotiated into the purchase price."

"Market cycles are inevitable, but opportunities exist in every market. When others panic and sell, that's often the precise moment smart investors should be looking to acquire strategically."

 

 

VALUABLE RESOURCES

MSOPI – Multiple Streams of Income:

https://www.progressiveproperty.co.uk

https://kevinmcdonnell.co.uk

ABOUT THE HOST

Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.

 

ABOUT THE HOST

Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

CONTACT METHOD

https://www.facebook.com/kevinMcDonnellProperty/

https://kevinmcdonnell.co.uk/

TikTok: https://www.tiktok.com/@progressiveproperty

YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g

Twitter: https://twitter.com/progperty

LinkedIn: https://www.linkedin.com/company/progressiveproperty

Instagram: https://www.instagram.com/progressiveproperty/

Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity

Facebook Page: https://www.facebook.com/Progperty

<a href="https://www.progressiveproperty.co.uk/raf/">https://www.progressiveproperty.co.uk/raf/</a>
Sean and Kev explore tactics for protecting your property portfolio, including creative financing methods and overlooked opportunities. Whether you're an experienced investor or just beginning, Sean and Kev share knowledge that could potentially save you thousands.
KEY TAKEAWAYS
<ul>
<li>Understanding market dynamics is essential before investing; analyse local trends, employment rates and development plans to identify areas with strong growth potential.</li>
<li>Creative financing strategies can unlock deals even in tight credit markets; leveraging joint ventures, private money and seller financing options increases your investment possibilities.</li>
<li>Building a reliable power team of professionals (solicitors, agents, contractors) is as important as finding the right property. The right connections can provide off market deals and save thousands in unexpected costs.</li>
<li>Due diligence is always essential, thorough inspection of property condition and legal aspects prevents costly surprises.</li>
<li>The right exit strategy should be determined before purchase, clarity on your endgame affects every aspect of the investment decision.</li>
<li>Mindset separates successful investors from the rest! Continuous learning, resilience through setbacks,and surrounding yourself with positive influences creates the foundation for sustainable property investment success.</li>
</ul>
&nbsp;
BEST MOMENTS
"Property investment isn't about getting rich overnight; it's about making informed decisions that build wealth consistently over time. I've seen too many people rush in with emotion rather than analysis."
"The biggest mistake new investors make is thinking that the deal ends at purchase. That's when the real work begins, managing effectively, controlling costs, and executing your strategy with discipline."
"I've seen properties that looked perfect on paper become nightmares because investors skipped proper surveys. That &pound;500 saved upfront cost one client over &pound;30,000 in structural repairs that could have been negotiated into the purchase price."
"Market cycles are inevitable, but opportunities exist in every market. When others panic and sell, that's often the precise moment smart investors should be looking to acquire strategically."
&nbsp;
&nbsp;
VALUABLE RESOURCES
<a href="https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB">MSOPI &ndash; Multiple Streams of Income:</a>
<a href="https://www.progressiveproperty.co.uk/">https://www.progressiveproperty.co.uk</a>
<a href="https://kevinmcdonnell.co.uk/">https://kevinmcdonnell.co.uk</a>
ABOUT THE HOST
Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property.&nbsp;With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.
&nbsp;
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor &amp; Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people&rsquo;s property to create financial freedom.&nbsp;&nbsp;
CONTACT METHOD
<a href="https://www.facebook.com/kevinMcDonnellProperty/">https://www.facebook.com/kevinMcDonnellProperty/</a>
<a href="https://kevinmcdonnell.co.uk/">https://kevinmcdonnell.co.uk/</a>
TikTok:&nbsp;<a href="https://www.tiktok.com/@progressiveproperty">https://www.tiktok.com/@progressiveproperty</a>
YouTube:&nbsp;<a href="https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g">https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g</a>
Twitter:&nbsp;<a href="https://twitter.com/progperty">https://twitter.com/progperty</a>
LinkedIn:&nbsp;<a href="https://www.linkedin.com/company/progressiveproperty">https://www.linkedin.com/company/progressiveproperty</a>
Instagram:&nbsp;<a href="https://www.instagram.com/progressiveproperty/">https://www.instagram.com/progressiveproperty/</a>
Facebook Community:&nbsp;<a href="https://www.facebook.com/groups/progressivepropertycommunity">https://www.facebook.com/groups/progressivepropertycommunity</a>
Facebook Page:&nbsp;<a href="https://www.facebook.com/Progperty">https://www.facebook.com/Progperty</a>

How to Protect Your Portfolio Against Economic Uncertainty

https://www.progressiveproperty.co.uk/raf/

Sean reflects upon the reasons why people might be stuck where they are and unable to move on to success. By sharing his deeply personal, but empowering story, he explains how you can dislodge your ambitions and rocket your way towards the goal we all wish to achieve - freedom

VALUABLE RESOURCES

MSOPI – Multiple Streams of Income:

https://www.progressiveproperty.co.uk

https://kevinmcdonnell.co.uk

ABOUT THE HOST

Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.

ABOUT THE HOST

Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  

CONTACT METHOD

https://www.facebook.com/kevinMcDonnellProperty/

https://kevinmcdonnell.co.uk/

TikTok: https://www.tiktok.com/@progressiveproperty

YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g

Twitter: https://twitter.com/progperty

LinkedIn: https://www.linkedin.com/company/progressiveproperty

Instagram: https://www.instagram.com/progressiveproperty/

Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity

Facebook Page: https://www.facebook.com/Progperty

<a href="https://www.progressiveproperty.co.uk/raf/">https://www.progressiveproperty.co.uk/raf/</a>
Sean reflects upon the reasons why people might be stuck where they are and unable to move on to success. By sharing his deeply personal, but empowering story, he explains how you can dislodge your ambitions and rocket your way towards the goal we all wish to achieve - freedom
VALUABLE RESOURCES
<a href="https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB">MSOPI &ndash; Multiple Streams of Income:</a>
<a href="https://www.progressiveproperty.co.uk/">https://www.progressiveproperty.co.uk</a>
<a href="https://kevinmcdonnell.co.uk/">https://kevinmcdonnell.co.uk</a>
ABOUT THE HOST
Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor &amp; Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people&rsquo;s property to create financial freedom.&nbsp;&nbsp;
CONTACT METHOD
<a href="https://www.facebook.com/kevinMcDonnellProperty/">https://www.facebook.com/kevinMcDonnellProperty/</a>
<a href="https://kevinmcdonnell.co.uk/">https://kevinmcdonnell.co.uk/</a>
TikTok:&nbsp;<a href="https://www.tiktok.com/@progressiveproperty">https://www.tiktok.com/@progressiveproperty</a>
YouTube:&nbsp;<a href="https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g">https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g</a>
Twitter:&nbsp;<a href="https://twitter.com/progperty">https://twitter.com/progperty</a>
LinkedIn:&nbsp;<a href="https://www.linkedin.com/company/progressiveproperty">https://www.linkedin.com/company/progressiveproperty</a>
Instagram:&nbsp;<a href="https://www.instagram.com/progressiveproperty/">https://www.instagram.com/progressiveproperty/</a>
Facebook Community:&nbsp;<a href="https://www.facebook.com/groups/progressivepropertycommunity">https://www.facebook.com/groups/progressivepropertycommunity</a>
Facebook Page:&nbsp;<a href="https://www.facebook.com/Progperty">https://www.facebook.com/Progperty</a>

Peter Interviews Property Finance Expert Christopher Foglietta

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