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Retirement is not just one big decision; it is a series of connected timing choices that can affect health coverage, Social Security, pensions, 401(k) rollovers, final paychecks, taxes, and long-term income. Jewels Harris explains that retiring before Medicare eligibility can create expensive “bridge years,” especially when employer coverage ends and retirees must consider COBRA, ACA marketplace plans, an HSA, or a spouse’s workplace insurance. The episode also covers phased retirement and why having a backup plan matters, since health changes, layoffs, age bias, or job loss can force people out of work earlier than expected. Jewels emphasizes that a strong retirement plan should coordinate income sources, protect savings, reduce tax surprises, and prepare for the possibility that work may not last as long as planned. The show also warns retirees and pre-retirees about scams, spoofed calls, identity theft, and urgency-based fraud that targets people with retirement assets. Overall, the message is to plan early, verify everything, and get a second opinion before timing mistakes or scams create costly surprises.

Retirement is not just one big decision; it is a series of connected timing choices that can affect health coverage, Social Security, pensions, 401(k) rollovers, final paychecks, taxes, and long-term income. Jewels Harris explains that retiring before Medicare eligibility can create expensive &ldquo;bridge years,&rdquo; especially when employer coverage ends and retirees must consider COBRA, ACA marketplace plans, an HSA, or a spouse&rsquo;s workplace insurance. The episode also covers phased retirement and why having a backup plan matters, since health changes, layoffs, age bias, or job loss can force people out of work earlier than expected. Jewels emphasizes that a strong retirement plan should coordinate income sources, protect savings, reduce tax surprises, and prepare for the possibility that work may not last as long as planned. The show also warns retirees and pre-retirees about scams, spoofed calls, identity theft, and urgency-based fraud that targets people with retirement assets. Overall, the message is to plan early, verify everything, and get a second opinion before timing mistakes or scams create costly surprises.

Preserve Your Wealth with Jewels Harris helps individuals and families make smarter decisions about retirement, income planning, insurance, annuities, taxes, long-term care, estate preservation, and protecting what they have worked hard to build.

Each episode features practical conversations and timely financial insights designed to help you better understand your options, avoid costly mistakes, and prepare for a more confident financial future. Hosted by Jewels Harris, a licensed insurance professional serving clients since 2003, the show focuses on strategies to help preserve and grow your wealth through every stage of retirement planning.

Preserve Your Wealth with Jewels Harris helps individuals and families make smarter decisions about retirement, income planning, insurance, annuities, taxes, long-term care, estate preservation, and protecting what they have worked hard to build.
Each episode features practical conversations and timely financial insights designed to help you better understand your options, avoid costly mistakes, and prepare for a more confident financial future. Hosted by Jewels Harris, a licensed insurance professional serving clients since 2003, the show focuses on strategies to help preserve and grow your wealth through every stage of retirement planning.