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This episode explains why many retirees are prioritizing dependable income over pure growth, especially as inflation, taxes, healthcare costs, and market swings create uncertainty. Jewels Harris discusses how annuity-style income tools can help retirees build a pension-like paycheck from their own savings while still keeping control of their cash. The conversation also highlights Medicare’s hidden costs, including Part B premiums, income-related adjustments, prescription expenses, and the need to plan carefully before retiring before age 65. A major theme is long-term care risk, with Jewels explaining that traditional long-term care insurance may not fit everyone and that asset-based long-term care can provide care funding while preserving value if the care is never needed. The episode also covers how life insurance can support a surviving spouse, provide liquidity, help with legacy planning, and potentially offer tax-free benefits. Overall, the message is that retirement security requires more than a pile of accounts; it needs a coordinated plan for income, healthcare, protection, taxes, and family impact.

This episode explains why many retirees are prioritizing dependable income over pure growth, especially as inflation, taxes, healthcare costs, and market swings create uncertainty. Jewels Harris discusses how annuity-style income tools can help retirees build a pension-like paycheck from their own savings while still keeping control of their cash. The conversation also highlights Medicare&rsquo;s hidden costs, including Part B premiums, income-related adjustments, prescription expenses, and the need to plan carefully before retiring before age 65. A major theme is long-term care risk, with Jewels explaining that traditional long-term care insurance may not fit everyone and that asset-based long-term care can provide care funding while preserving value if the care is never needed. The episode also covers how life insurance can support a surviving spouse, provide liquidity, help with legacy planning, and potentially offer tax-free benefits. Overall, the message is that retirement security requires more than a pile of accounts; it needs a coordinated plan for income, healthcare, protection, taxes, and family impact.

Preserve Your Wealth with Jewels Harris helps individuals and families make smarter decisions about retirement, income planning, insurance, annuities, taxes, long-term care, estate preservation, and protecting what they have worked hard to build.

Each episode features practical conversations and timely financial insights designed to help you better understand your options, avoid costly mistakes, and prepare for a more confident financial future. Hosted by Jewels Harris, a licensed insurance professional serving clients since 2003, the show focuses on strategies to help preserve and grow your wealth through every stage of retirement planning.

Preserve Your Wealth with Jewels Harris helps individuals and families make smarter decisions about retirement, income planning, insurance, annuities, taxes, long-term care, estate preservation, and protecting what they have worked hard to build.
Each episode features practical conversations and timely financial insights designed to help you better understand your options, avoid costly mistakes, and prepare for a more confident financial future. Hosted by Jewels Harris, a licensed insurance professional serving clients since 2003, the show focuses on strategies to help preserve and grow your wealth through every stage of retirement planning.