The South African Reserve Bank (SARB) is considering ending the use of the prime rate, the long-standing benchmark interest rate that commercial banks use to price trillions of rands in loans to households and businesses. The move, supported by SARB Governor Lesetja Kganyago, is aimed at improving transparency in lending and making it clearer to consumers how loan rates are determined. In an interview from the World Economic Forum in Davos, Switzerland, Kganyago stated, “We would like to have much more transparency, so that consumers know what is actually going on.”  Mbuyiseni Ndlozi is in conversation with Economists, Redge Nkosi and Dr Azar Jammine.