With the healthcare landscape constantly evolving, understanding the dynamics behind medical scheme benefits and premium adjustments is more important than ever. As consumers prepare for 2025 medical schemes benefit changes, factors such as rising healthcare costs, medical advancements, and industry inflation are shaping how medical schemes operate. Lerato Mbele spoke to Charlton Murove, Head of research at the Board of Healthcare Funders and, Mondi Govuzela, senior manager of the Council for Medical Schemes Benefits Management.