You may think it is too pre-emptive for us to start talking about January now when we are still in December 2023. But we have all seen this play out before, parents scrabbling in January to get loans for school fees or school uniforms, friends borrowing money for petrol to travel to work with promises to pay back at month end. Some people experience dread during holiday aside from the issue of finances. From family drama, food choices, and plans changing to stress, upset, and disarray, the holidays are a wild time! In this week’s edition of the masterclass, we talk about some things avoiding “Janu-Worry”, holiday dread and maintaining wellbeing during the holiday season.