The debate over Ownership vs. Jobs is one of the most polarizing topics in South African economic policy, especially as the country faces a prolonged period of "stagflation"—low growth combined with high unemployment and rising costs. On your BEE Series, the core of this discussion revolves around whether B-BBEE (Broad-Based Black Economic Empowerment) should prioritize the transfer of wealth (Ownership) or the creation of livelihoods (Jobs). Mondli Makhanya spoke to Karishma Govender - General Counsel at National Empowerment Fund.