We take a look at bogus financial institutions that mislead young people and some red flags to look out for when acquiring financial assistance for tertiary. We also discuss financial commitments that tertiary students are enticed into like; joining the gym, opening clothing accounts etc when they cannot afford it leading them into financial strain and starting their work career already in debt and sometimes blacklisted. Kabelo Teme, Communications Liaison at the Office of the Credit Ombud is on PowerZone to help us unpack