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How to navigate credit in a time of high interest rates and cost of living

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Cash-strapped consumers are turning to credit, but many are defaulting on their repayments. For example consumers earning between R3,000 and R8,000 a month are becoming increasingly reliant on credit for their everyday purchases. We are in conversation with the Founder of  PS Debt Management, Paulvia Shiburi as we unpack What you need to Consider before applying for credit?


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